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Strategi Pick Up Service BMT NU Dalam Meningkatkan Inklusi Keuangan Dan Motivasi Menabung Masyarakat Kecamatan Wringin Bondowoso Iga Ilya Dewi; Nindita Muhafillah; Fina Karmila Mafir; Nur hidayat
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 1 No 3 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

Baitul Maal Wat Tamwil is a microfinance institution that emerged from the active role of the community to improve the economy and improve the welfare of the surrounding community. BMT, which is an extension of banking institutions, supports the distribution of funding to unbankable communities. BMT NU offers several sharia financial products. One of the products that is much in demand by the local community is savings products using the PICK UP SERVICE strategy so this product is interesting to study at BMT NU Wringin Branch, Bondowoso. This Pick up Service strategy makes it easier for customers to save without having to come to the BMT NU office. In this research, normative research methods are used, while the approach used is an analytical approach where the PICK UP SERVICE Strategy is the research object. The results obtained from the pick up service strategy in increasing financial inclusion and customer savings motivation occurred at BMT NU Wringin Branch, Bondowoso. is an effective strategy for marketing because it makes it easier for customers to carry out transactions.
Sistem Dan Kebijakan Perbankan Di Indonesia Rini Puji Astuti; Intan Mustikawati Putri; Nur Laily Maulid Diana; Fina Karmila Mafir
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 6 (2024): GJMI - JUNI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i6.497

Abstract

Sistem perbankan Indonesia adalah suatu tata cara, aturan dan pola bagaimana suatusector perbankan (bank yang ada) menjalankan usahanya sesuai dengan ketentuan atau sistem yang dibuat oleh pemerintah. Sistem perbankan di Indonesia dibangun dengan konsep berdasarkan sistem perekonomian yang ada. Kebijakan perbankan merupakan kebijakan yang dikeluarkan oleh pemerintah dan Lembaga keuangan yang bertujuan untuk meningkatkan kualitas dan pendapatan negara. Sejak krisis nilaituka rterjadi pada pertengahan tahun 1997 yang disusul dengan krisis ekonomiter buruk sepanjang sejarah pembangunan ekonomi Indonesia, hingga awal tahun 1999, kondisi perbankan semakin terpuruk.