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All Journal Gudang Jurnal Multidisiplin Ilmu Jurnal Imiah Pengabdian Pada Masyarakat (JIPM)
Nindita Muhafillah
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Strategi Pick Up Service BMT NU Dalam Meningkatkan Inklusi Keuangan Dan Motivasi Menabung Masyarakat Kecamatan Wringin Bondowoso Iga Ilya Dewi; Nindita Muhafillah; Fina Karmila Mafir; Nur hidayat
Jurnal Imiah Pengabdian Pada Masyarakat (JIPM) Vol 1 No 3 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

Baitul Maal Wat Tamwil is a microfinance institution that emerged from the active role of the community to improve the economy and improve the welfare of the surrounding community. BMT, which is an extension of banking institutions, supports the distribution of funding to unbankable communities. BMT NU offers several sharia financial products. One of the products that is much in demand by the local community is savings products using the PICK UP SERVICE strategy so this product is interesting to study at BMT NU Wringin Branch, Bondowoso. This Pick up Service strategy makes it easier for customers to save without having to come to the BMT NU office. In this research, normative research methods are used, while the approach used is an analytical approach where the PICK UP SERVICE Strategy is the research object. The results obtained from the pick up service strategy in increasing financial inclusion and customer savings motivation occurred at BMT NU Wringin Branch, Bondowoso. is an effective strategy for marketing because it makes it easier for customers to carry out transactions.
Sistem Pembayaran Di Indonesia Riska Syoviyana; Yoga Adi Saputra; Nindita Muhafillah; Rini Puji Astuti
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 6 (2024): GJMI - JUNI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i6.604

Abstract

Sistem pembayaran adalah sebuah sistem yang di dalamnya terdapat seperangkat aturan kontrak perjanjian fasilitas dan mekanisme operasional yang digunakan untuk mengirim dan menerima pembayaran serta memenuhi kewajiban pembayaran di mana melalui pertukaran antar individu, bank dan institusi lainnya baik domestik maupun lintas batas antar negara.Alat pembayaran berkembang sangat pesat dan maju saat ini jika kita melihat kebelakang awal mula alat pembayaran dikenal dengan sistem barter atau antar barang yang diperjualbelikan di era pra moderen. Dalam perkembangannya mulai dikenal satuan tertentu yang berfungsi sebagai alat pembayaran yang disebut uang hingga saat ini uang masih menjadi salah satu alat pembayaran utama yang berlaku di masyarakat.selanjutnya alat pembayaran terus berkembang dari alat pembayaran tunai alat pembayaran non tunai Seperti alat pembayaran berbasis kertas misalnya cek dan bilyet Giro Selain itu dikenal juga alat pembayaran paperless seperti transfer dana elektronik dan alat pembayaran memakai kartu.
Co-Authors Fina Karmila Mafir Iga Ilya Dewi Nur Hidayat Rini Puji Astuti Riska Syoviyana Yoga Adi Saputra