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All Journal Jurnal Pengabdian dan Pengembangan Masyarakat Indonesia Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Journal of Islamic Economic Scholar
Sahri, Mustofa
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Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Medicine & Pharmacology Nursing Public Health Social Sciences

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PERAN LEMBAGA KEUANGAN SYARIAH DALAM MENINGKATKAN EKONOMI DENGAN MENGIMPLEMENTASIKAN LITERASI KEUANGAN DAN INKLUSI KEUANGAN DI KABUPATEN TEGAL Sahri, Mustofa; Darmawan
Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Vol 7 No 01 (2024): Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam
Publisher : Sekolah Tinggi Ilmu Ekonomi Bakti Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56998/jr.v7i01.128

Abstract

This research emerged in response to a deep need to understand the concrete efforts being made to increase sharia financial literacy and inclusion in Tegal Regency. The research method used is descriptive qualitative, with data collection through observation, interviews and documentation. Data analysis involves data reduction, presentation, and verification, as well as validation through observation, triangulation, and reference checking. The research informants consisted of Tegal Regency OJK administrators and the Tegal Regency community. OJK Tegal Regency is actively involved in strengthening sharia financial literacy and inclusion by applying principles such as planned and measurable, achievement-oriented, sustainable and collaborative. Programs such as Financial Education have been implemented, but there needs to be an increase in education programs and national campaigns to ensure that understanding of financial literacy is evenly distributed in the very large working area of OJK Tegal Regency.
Peningkatan Kesadaran Remaja terhadap Risiko Judi dan Pinjaman Online melalui Sosialisasi Manajemen Keuangan di Padukuhan Tekik, Desa Ngloro, Kabupaten Gunungkidul Sahri, Mustofa; Safira, Khijatus; Harjuani Ifada, Veronica; Hafiza, Mohammad; Ibnu Bafadhal, Abdurrohman
Jurnal Pengabdian dan Pengembangan Masyarakat Indonesia Vol. 3 No. 2 (2024)
Publisher : Media Publikasi Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56303/jppmi.v3i2.269

Abstract

Peningkatan kasus perjudian dan pinjaman online di kalangan remaja di Indonesia menandakan adanya masalah serius, dengan banyak remaja terlibat dalam praktik keuangan berisiko yang dapat menimbulkan dampak negatif besar terhadap kesejahteraan finansial dan psikologis mereka. Untuk mengatasi masalah ini, Tim Kuliah Kerja Nyata (KKN) Universitas Islam Negeri Sunan Kalijaga Yogyakarta mengadakan program sosialisasi di Padukuhan Tekik. Sosialisasi ini bertujuan meningkatkan kesadaran remaja tentang bahaya perjudian dan pinjaman online serta memberikan keterampilan praktis dalam pengelolaan keuangan. Program ini terdiri dari empat tahapan metode yang terstruktur: survei lapangan dan diskusi dengan tokoh masyarakat, diskusi dengan remaja untuk mengidentifikasi cara dan kendala dalam pengelolaan keuangan, pembagian tugas dan penjadwalan sosialisasi, serta pelaksanaan kegiatan. Hasil kegiatan ini telah meningkatkan pemahaman remaja tentang pentingnya pengelolaan keuangan yang efektif, serta memberikan wawasan mendalam mengenai perencanaan dan pengelolaan keuangan, dampak perjudian, risiko pinjaman online, dan strategi pencegahan serta pengelolaan keuangan. Melalui kegiatan sosialisasi ini, diharapkan dapat meningkatkan pemahaman remaja tentang pengelolaan keuangan yang efektif dan mengurangi risiko finansial, sekaligus memperkuat ketahanan finansial remaja di Padukuhan Tekik, Desa Ngloro, Kabupaten Gunungkidul secara berkelanjutan
The Influence of Financial Ratios on Banking Financial Performance Jarwani, Gunem; Sahri, Mustofa; Rohmah, Nisa Aulia; Nurlatifah, Rini
Journal of Islamic Economic Scholar Vol. 4 No. 1 (2023)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2023.4.1.31-40

Abstract

This research aims to determine the influence of financial ratios on the financial performance of banking institutions. The selected sample is Bank Rakyat Indonesia for the observation period from 2019 to 2022. All financial data was obtained through Bank Rakyat Indonesia's annual reports. This study involves financial ratio variables such as CAR, NPL, BOPO, and LDR, while the financial performance variable utilizes ROA. Multiple linear regression analysis was employed for data analysis in this research, utilizing the SPSS software. The research findings indicate that CAR significantly affects Bank Rakyat Indonesia's ROA. However, the other variables do not demonstrate any significant impact on Bank Rakyat Indonesia's ROA
Co-Authors Darmawan Hafiza, Mohammad Harjuani Ifada, Veronica Ibnu Bafadhal, Abdurrohman Jarwani, Gunem Nurlatifah, Rini Rohmah, Nisa Aulia Safira, Khijatus