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All Journal Mattawang: Jurnal Pengabdian Masyarakat Jurnal Minfo Polgan (JMP) Indo-Fintech Intellectuals: Journal of Economics and Business
J, Rhena
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Humanities Computer Science & IT Economics, Econometrics & Finance Education Library & Information Science Mathematics Public Health Social Sciences

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Journal : Mattawang: Jurnal Pengabdian Masyarakat

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The PKM: Enhancing the Capacity and Professionalism of the Merah Putih Cooperative through Business Proposal Writing Training in Lumika Village, Bonehau District, Mamuju Regency: English DSA, Jeffriansyah; Mariam, Mariam; J, Rhena; Hajjad, Mu’fidatul Nurul; Yusuf S.A.P., Andi Muhammad Ridho
Mattawang: Jurnal Pengabdian Masyarakat Vol. 6 No. 3 (2025)
Publisher : Yayasan Ahmar Cendekia Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.mattawang4321

Abstract

This community service program aims to enhance the capacity of the Merah Putih Cooperative in Lumika Village, Bonehau District, Mamuju Regency, through training in business proposal preparation. The program was implemented using a participatory approach involving needs identification, intensive training, and mentoring. The results showed a 42% increase in participants' understanding of proposal structure, financial projections, and loan simulation. Participants successfully drafted a comprehensive business proposal, including a three-year cash flow projection and a loan simulation of IDR 50 million with a flat interest rate of 6% per year. The activity proves that practice-based training can improve cooperative members' skills and strengthen their confidence in business management. This initiative also demonstrates the role of universities as catalysts for rural economic development through business literacy and cooperative governance.
Co-Authors DSA, Jeffriansyah Hajjad, Mu’fidatul Nurul Hamzar Hayadin, Muh Ridwan Jeffriansyah Dwi Sahputra Amory Kraugusteeliana Kraugusteeliana Mariam Mariam, Mariam Mudo, Muhtar Supriadi Supriadi Yusuf S.A.P., Andi Muhammad Ridho