Putri Novita Sari, Tania
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Analisis Pengaruh Pembiayaan Syariah dan Profitabilitas Bank Umum Syariah di Indonesia Putri Novita Sari, Tania
Journal Of Islamic Economics And Finance Vol 3 No 2 (2023): Vol. 3 No. 2 (2023)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jief.v3i2.1861

Abstract

This research aims to analyze the influence of sharia financing consisting of murabahah, mudharabah and musyarakah financing on the profitability of sharia commercial banks for the 2018-2022 period. This type of research is classified as correlational research with a quantitative approach. The sample was selected using a purposive sampling technique and 8 Islamic commercial banks were determined as the sample for this research. The data analysis method uses multiple regression tests with hypothesis testing tested using the t test and F test. The results of the research state that partially mudharabah and musyarakah financing have an effect on the profitability of Sharia Commercial Banks for the 2018-2022 period as measured by the Return on Assets (ROA) proxy. Meanwhile, murabahah financing has no influence on the profitability of Sharia Commercial Banks for the 2018-2022 period. Thus, it can be stated that when there is a change in the type of mudharabah and musyarakah financing, it will affect the rise and fall in profitability obtained by Sharia Commercial Banks.