Article Per Year (5 Year)
p-Index From 2021 - 2026
1.235
P-Index
This Author published in this journals
All Journal Journal Khafi Adpertens ; Jurnal Ekonomi dan Manjemen Amsal Al-Qur’an: Jurnal Al-Qur’an dan Hadis
Dahliati Simanjuntak
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Physics Social Sciences Other

Published : 7 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Adpertens

 1 
PERAN KOPERASI SIMPAN PINJAM DALAM PEMBERDAYAAN EKONOMI MASYARAKAT DESA MONDANG SOSA KABUPATEN PADANG LAWAS Sawaluddin Siregar; Dahliati Simanjuntak; Agustina Damanik
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 2 No. 2 (2025): Juni : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v2i2.314

Abstract

In economic activities, cooperatives play a role in helping the economic development of the community by carrying out empowerment. Where empowerment is an effort to meet the needs desired by individuals, groups and the wider community so that they have the ability to make choices and control their environment in order to fulfill their desires, including their accessibility to resources related to their work, social activities, and so on. In this journal, there are two problem formulations, namely how are the efforts of savings and loan cooperatives in empowering the community's economy in Mondang Village, Sosa District, Padang Lawas Regency?. What is the level of welfare of the people in Mondang Village, Sosa District, Padang Lawas Regency who are members of the savings and loan cooperative? This type of research is field research, which is a research conducted at the research location by making observations about a phenomenon in a natural state. Meanwhile, data collection in this study uses observation, interview, and documentation methods. This study uses qualitative descriptive analysis and descriptive statistics with a qualitative approach. The location of the research was carried out at KSP Mondang Village, Sosa District, Padang Lawas Regency. The results of this study show that KSP Mondang Village, Sosa District, Padang Lawas Regency has efforts to empower the community in improving welfare. In addition, the level of welfare of the members is quite good with several welfare indicators that have been met.
PENGARUH PEMBIAYAAN SYARIAH TERHADAP PERTUMBUHAN USAHA KECIL DAN MENENGAH PERSPEKTIF EKONOMI ISLAM Dahliati Simanjuntak; Rayanti Renawa; Sumintan Alifiyah
Adpertens: Jurnal Ekonomi dan Manajemen Vol. 2 No. 3 (2025): Oktober : Adpertens
Publisher : Yayasan Baitul Hikmah al-Zain

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63424/adpertens.v2i3.406

Abstract

This article aims to analyze the effect of Islamic financing on the growth of small and medium enterprises (SMEs) from an Islamic economic perspective. SMEs play an important role in the national economic structure, but access to capital is often a major obstacle. Islamic financing is an inclusive alternative that promotes the principles of justice, profit sharing, and business prosperity. This study uses a quantitative and qualitative approach with field surveys and in-depth interviews with SME actors who receive financing from Islamic financial institutions. The results show that Islamic financing not only contributes to an increase in working capital but also fosters ethical awareness, social responsibility, and business sustainability. Financing based on mudharabah and musyarakah contracts encourages mutually beneficial partnerships and reduces the risk of exploitation. From an Islamic economic perspective, business growth is measured not only quantitatively, but also in terms of usefulness and blessings. Therefore, the influence of Islamic financing on SMEs is multidimensional. This study recommends strengthening the managerial capacity of SME actors and developing an adaptive Islamic financing monitoring system. These findings are relevant for policymakers, academics, and Islamic financial institutions in promoting an inclusive and equitable economy  
Co-Authors Achmad Ghozali Syafi'i Alfina Sovia Damanik, Agustina Misbah Mrd Nur Hakimah Rayanti Renawa Sawaluddin Siregar Sumintan Alifiyah