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All Journal Journal of the Community Development in Asia Jurnal Sosial dan Sains
Prahatnasari, Riskyana Tiara Dewi
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Humanities Astronomy Environmental Science Law, Crime, Criminology & Criminal Justice Library & Information Science Physics

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Impact of the Non-Muslim Population on the Islamic Bank of Indonesia in Jayapura, Papua Kambuaya, Quinci Fransiska; Prahatnasari, Riskyana Tiara Dewi; Annisa, Uchi Nur; Satriyo, Daiva Arkana Kautsar
Journal of The Community Development in Asia Vol 7, No 2 (2024): May 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jcda.v7i2.2930

Abstract

The purpose of this research is to assess the attitudes of non-Muslims in Jayapura, Papua towards the Islamic Bank of Indonesia. The population studied is the non-Muslim population of Kecamatan Jayapura Utara, Papua Province. This study includes 123 samples from respondents. Research results indicate that location, product, and promotion have a significant impact on the attitudes of non-Muslim populations toward Bank Syariah Indonesia.
The Impact of Non-Muslim Community Perspectives on Islamic Banking in Jayapura, Papua, Indonesia Kambuaya, Quinci Fransiska; Prahatnasari, Riskyana Tiara Dewi; Annisa, Uchi Nur; Satriyo, Daiva Arkana Kautsar
Journal of The Community Development in Asia Vol 7, No 2 (2024): May 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jcda.v7i2.2930

Abstract

Islamic banks function as intermediary institutions governed by Sharia principles, catering to both Muslim and non-Muslim clientele. Operating within a Dual Banking System alongside conventional banks, Sharia-compliant banks engage in profit and loss sharing activities. The increasing clientele at Banks Syariah Papua encompasses not only Muslims but also a considerable number of non-Muslim customers. This study aims to examine the impact of location, product offerings, promotional activities on the inclination of non-Muslim individuals to patronize Banks Syariah Papua. The population studied is the non-Muslim population of Kecamatan Jayapura Utara, Papua Province. This study includes 123 samples from respondents. Research results indicate that location variable, product variable, and promotion variable have a significant impact on the attitudes of non-Muslim populations toward Bank Syariah Indonesia customer interest factors on the interest of non-Muslim customers to become customers at Banks Syariah Papua
Dampak Financial Technology Payment, Financial Attitude, dan Financial Knowledge terhadap Financial Management Behavior Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Cenderawasih Prahatnasari, Riskyana Tiara Dewi; Murwaniputri, Hesti; Kuddy, Aprianto La’lang
Jurnal sosial dan sains Vol. 5 No. 11 (2025): Jurnal Sosial dan Sains
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/jurnalsosains.v5i11.32574

Abstract

Peningkatan kebutuhan manusia dari waktu ke waktu memicu munculnya pola perilaku konsumtif yang berlebihan. Situasi ini semakin diperkuat oleh kemajuan teknologi dan kemudahan akses informasi yang membuat individu dapat memperoleh berbagai barang dan jasa dengan cepat serta cara yang lebih praktis. Penelitian ini bertujuan menganalisis pengaruh Financial Technology Payment, Financial Attitude, dan Financial Knowledge terhadap Financial Management Behaviour Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Cenderawasih, baik secara parsial maupun simultan. Metode pengambilan sampel yang digunakan probability sampling dengan teknik stratified random sampling, dan jumlah sampel ditentukan menggunakan rumus Lemeshow sehingga diperoleh sebanyak 102 responden. Data primer ditentukan melalui penyebaran kuesioner secara daring menggunakan google form. Hasil penelitian ini menunjukkan bahwa secara parsial, financial attitude dan financial knowledge berpengaruh signifikan terhadap financial management bahaviour, sedangkan financial technology payment tidak berpengaruh signifikan. Secara simultan, ketiga variabel berpengaruh signifikan terhadap financial management behaviour mahasiswa. Temuan ini mengindikasikan bahwa sikap dan pengetahuan keuangan berperan penting dalam membentuk perilaku pengelolaan keuangan yang baik di kalangan mahasiswa. 
Co-Authors Annisa, Uchi Nur Hesti Murwaniputri Kambuaya, Quinci Fransiska Kuddy, Aprianto La’lang Satriyo, Daiva Arkana Kautsar