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All Journal Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding
Nurulhuda, Muhammad Farras Haykar
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Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Education Public Health Social Sciences

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Analysis Of Factors That Influence the Interest in Saving in Islamic Banks in Muhammadiyah University Students Yogyakarta Danuarta, Arya Dwi; Wiranatakusuma, Dimas Bagus; Nurulhuda, Muhammad Farras Haykar
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.571

Abstract

Islamic banks are currently preferably chosen by public in storing assets or in banking activities over conventional banks. This study aims to reveal students' interest in saving and the factors influence students' interest in saving in Islamic banks. This research uses a qualitative method that involves interviews with students of Universitas Muhammadiyah Yogyakarta who store assets and carry out banking activities at Islamic banks. The findings can be interpreted that students choose banking activities at Islamic banks because of good services the banks provide, namely the easiness to access, available mobile banking, and in accordance with Islamic principles that avoid usury, gharar, maysir, haram and unjust. The factors that influence students to save in Islamic banks are service factors, Islamic factors, and needs factors.
Co-Authors Danuarta, Arya Dwi Wiranatakusuma, Dimas Bagus