Shoviana, Evi
Unknown Affiliation

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

Comparative Health Analysis Of Insurance Companies Owned By BUMN During The Covid-19 Pandemic In Indonesia Shoviana, Evi; Rohmah, Farida
Business Management Analysis Journal (BMAJ) Vol 6, No 2 (2023): Business Management Analysis Journal (BMAJ)
Publisher : Universitas Muria Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24176/bmaj.v6i2.11049

Abstract

This research aims to analyze and compare the financial health of government-managed Sharia insurance companies, both Sharia and non-sharia, which are included in BUMN during the COVID-19 pandemic. The data collection method in this research used a sample of ten insurance companies. The sampling technique in this research used purposive sampling. The data analysis method in the study uses paired difference test analysis (paired sample t-test). This research shows that ratios based on liquidity, ROA, ROE, RBC, Sharia, and non-Sharia insurance show healthy finances but not solvency ratios. Then, Sharia insurance companies and non-sharia state-owned companies have the same level of financial health. The limitations of this research are that several insurance companies need to have complete data used in research for two years because they look at financial health during the COVID-19 pandemic, the use of financial ratios in assessing the health of insurance companies still does not reflect the overall financial health condition, and the research sample is limited. It is hoped that future research can add operational and administrative aspects using quantitative and qualitative approaches, which have never been done so far, so the results will be better.
IMPLEMENTATION OF CORPORATE SOCIAL RESPONSIBILITY IN KSPPS BMT BAHTERA: UIN KH. Abdurrahman Wahid Pekalongan SHOVIANA, EVI; MINNATAKA, ARINI
Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (JEBISMA) Vol 2 No 2 (2024): Desember 2024
Publisher : PT. Media Edutama Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70197/jebisma.v2i2.80

Abstract

This research discusses the implementation of Corporate Social Responsibility (CSR) at the BMT Bahtera Sharia Savings and Loans and Financing Cooperative (KSPPS). CSR is an important aspect in building harmonious relationships between companies and the community and surrounding environment. This research aims to understand how KSPPS BMT Bahtera implements CSR based on the Triple Bottom Line (TBL) concept, which includes the aspects of Profit, People and Planet. The research method used is qualitative, with data collection techniques through interviews with related parties, including members, employees and the surrounding community. The results of the research show that KSPPS BMT Bahtera implements CSR through several programs, including: economic programs (entrepreneurial development, janitorial community, and oyster mushroom cultivation), educational and da'wah programs (scholarships and tahfidz houses), health programs (care cars, service health, and blood donation), as well as social and disaster programs (compensation for orphans and assistance to disaster victims). BMT Bahtera formed the Baitul Maal institution as a means to manage CSR funds sourced from customers, employees and donors. The implementation of this CSR has been proven to provide significant benefits in both economic, social and environmental aspects for the communities around BMT Bahtera's operations. This research concludes that a Triple Bottom Line-based CSR approach can help create a balance between economic, social and environmental aspects, while supporting the long-term sustainability of BMT Bahtera's business.