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All Journal Jurnal USAHA Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital (JEKOMBITAL)
Dianta, Karunia
Unknown Affiliation
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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PERANAN KREDIT USAHA RAKYAT (KUR) PADA PERKEMBANGAN USAHA MIKRO, KECIL DAN MENENGAH (UMKM): (Studi Kasus pada UMKM Minuman Kekinian di Daerah Jakarta Selatan) Khafifah, Aura; Dianta, Karunia; Saparuddin
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 1 No 1 (2022): AGUSTUS
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (190.987 KB) | DOI: 10.55047/jekombital.v1i1.268

Abstract

This study aims to determine the influence of KUR funds (People's Business Credit Loan Capital) on the expansion of MSMEs in the South Jakarta Region. This approach combines a qualitative framework with a descriptive approach. The research lasted two months, beginning in February 2022 and concluding in March 2022 in South Jakarta's, especially on modern beverage SME sector. This study discovered that the financing of BRI KUR funds for modern beverage MSMEs in South Jakarta was highly effective. Currently, beverage vendors acknowledge that after receiving KUR funds from BRI, their businesses are expanding, beginning with an increase in revenue and an expansion of the necessary infrastructure. This is due to the fact that the financing of KUR funds by BRI not only provides assistance in the form of funds, but also monitors the growth of each MSME business, making MSME business owners feel extremely supported. The role of KUR financing in the development of modern beverage MSMEs in the South Jakarta region can boost business productivity, particularly for Tebet, South Jakarta-based MSMEs. This demonstrates that the KUR funds provided by BRI have a positive effect on the growth of MSMEs, as initial profits and profits after receiving KUR funds are always higher than initial profits.
The Influence of Entrepreneurship Education, Entrepreneurial Knowledge and Entrepreneurial Inspiration on Generation Z’s Entrepreneurial Intention Sholihah, Khalifah; Wibowo, Agus; Dianta, Karunia
Jurnal USAHA Vol 4, No 1 (2023): Juni
Publisher : Universitas Indraprasta PGRI Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30998/juuk.v4i1.1838

Abstract

This study aims to examine the effect of entrepreneurship education on students' entrepreneurial intentions, as well as examine the mediating role of entrepreneurial knowledge and entrepreneurial inspiration. This study uses primary data obtained from a sample of 192 students at SMAN 108 Jakarta. In addition, the analytical method used in this study is SEM-PLS analysis method. The findings of this study strengthen the study of the influence of entrepreneurship education both directly and indirectly through entrepreneurial knowledge and entrepreneurial inspiration on entrepreneurial intentions. In addition, it found direct and indirect effects of entrepreneurship education on entrepreneurial intentions through entrepreneurial knowledge and entrepreneurial inspiration. This research was limited to one school and with limited variables, there are entrepreneurship education, entrepreneurial knowledge, entrepreneurial inspiration and entrepreneurial intention. The findings of this study provide insight into increasing entrepreneurial intentions by increasing the effectiveness of learning entrepreneurship education in schools.
Co-Authors Agus Wibowo Khafifah, Aura Saparuddin Sholihah, Khalifah