Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : ALSYSTECH Journal of Education Technology

A Comparative Study of AI-Powered Virtual Assistants in Banking: Features, Benefits, and Challenges Akinnagbe, Olayiwola Blessing; Akintayo, Taiwo Abdulahi
ALSYSTECH Journal of Education Technology Vol 3 No 2 (2025): ALSYSTECH Journal of Education Technology
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/alsystech.v3i2.5191

Abstract

This study examines the adoption of AI-powered virtual assistants in Nigerian banking, focusing on their features, benefits, and challenges. Through a comparative analysis of selected banks, including GTBank, Zenith Bank, and Access Bank, the research highlights key features such as 24/7 customer support, multilingual capabilities, and transaction processing. Benefits include cost reduction, improved customer service, and operational efficiency for banks, as well as convenience and personalized services for customers. However, challenges such as technical issues, low digital literacy, and regulatory compliance hinder widespread adoption. The study concludes with recommendations for stakeholders to enhance the effectiveness of AI-powered virtual assistants, fostering financial inclusion and digital transformation in Nigeria.