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Wildan Hilmawan
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EFISIENSI PENGELOLAAN ANGGARAN SYARIAH SEBAGAI PILAR KETAHANAN EKONOMI MIKRO DAN UMKM MUSLIM Wildan Hilmawan
Gunung Djati Conference Series Vol. 56 (2025): Seminar Nasional Ekonomi dan Bisnis Islam
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) Muslim memiliki peran strategis dalam pembangunan ekonomi nasional Indonesia. Namun, tantangan pengelolaan keuangan yang efisien masih menjadi kendala utama dalam mencapai ketahanan ekonomi yang berkelanjutan. Penelitian ini mengeksplorasi efisiensi pengelolaan anggaran berbasis syariah sebagai strategi untuk meningkatkan resiliensi ekonomi UMKM Muslim. Menggunakan pendekatan kualitatif dengan metode studi literatur dan analisis deskriptif, penelitian ini mengkaji teori dan implementasi praktis budgeting syariah dalam konteks ekonomi mikro. Data sekunder diperoleh dari jurnal ilmiah, laporan keuangan institusi syariah, serta regulasi terkait ekonomi syariah dan UMKM. Analisis data dilakukan melalui koding tematik, komparasi teori-praktik, dan evaluasi kinerja keuangan. Hasil penelitian menunjukkan bahwa penerapan prinsip-prinsip syariah dalam pengelolaan anggaran dapat meningkatkan transparansi, akuntabilitas, dan efisiensi operasional UMKM Muslim. Strategi budgeting syariah yang terintegrasi dengan nilai-nilai Islam terbukti memberikan kontribusi signifikan terhadap ketahanan ekonomi mikro melalui optimalisasi alokasi sumber daya, minimalisasi risiko finansial, dan penguatan modal sosial. Penelitian ini merekomendasikan pengembangan framework budgeting syariah yang komprehensif untuk mendukung sustainabilitas dan pertumbuhan UMKM Muslim di Indonesia.
Prospek Penerapan Moslem Friendly Tourism pada Tempat Wisata Rammang-Rammang Kabupaten Maros Wildan Hilmawan
Bulletin of Community Engagement Vol. 4 No. 1 (2024): Bulletin of Community Engagement
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bce.v4i1.1288

Abstract

The main problem of this research is how the prospect of implementing Moslem Friendly Tourism in Rammang-Rammang tourist attractions, Maros Regency. The main problem is further elaborated into several sub-problems, namely: First, how do tourism managers understand Moslem Friendly Tourism. Second, how is the potential application of Moslem Firendly Tourism to Rammang-Rammang tourist attractions. Third, how does tourism respond to community services or managers in a Moslem Friendly Tourism manner. This type of research is qualitative research. The data source comes from primary data, which is 15 people with the manager as the key informant and secondary data comes from various sources, namely books, journals and other research. The data collection method used is by conducting observations, interviews and documentation.  The results of this study show that the condition of Rammang-Rammang tourism has various aspects of Muslim needs that support so that it is a positive thing for the implementation of Moslem Friendly Tourism. In addition, the management is quite open to the concept of Moslem Friendly Tourism, remembering that 100% of the villagers adhere to Islam, so it is very easy to accept the concept. However, the role of the government in terms of providing education is still quite weak, so the concept is not implemented.  
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