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All Journal International Journal of Accounting & Finance in Asia Pasific
Chidera, Agharany Gift
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Cross-Border Collaboration: India's UPI Success Story in Indonesia (A CASE STUDY ON Unified Payments System) Anand, Sahil; Sanchayita, Shubh; Pandey, Mayank Kumar; Suresh, Varshini; M, Gayathri; Siyas, Mohammed; Sahdev, Supriya Lamba; Chidera, Agharany Gift; Natanel, Natanael
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 7, No 1 (2024): FEBRUARY EDITION INTERNATIONAL JOURNAL OF ACCOUNTING FINANCE IN ASIA PASIFIC
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v7i1.2903

Abstract

This research paper delves into the successful introduction of the Unified Payments Interface (UPI) in the Indonesian market, with a primary focus on crucial elements such as the India-Indonesia memorandum of understanding (MoU), technology transfer, the impact of the 5G spectrum, credit generation, and quantitative analysis through surveys. A notable aspect of this study is examining the current technology transfer process in UPI implementation alongside previous instances, shedding light on the evolution of knowledge transfer methodologies. The effectiveness of the India-Indonesia MoU in facilitating UPI adoption reflects the dedication of both nations. The research investigates how India's expertise in UPI is customized to meet Indonesia's specific needs, historically and in the present. Furthermore, as 5G technology gains prominence, this paper assesses its influence on the efficiency and security of UPI. The study also evaluates UPI's role in promoting credit generation, thereby contributing to financial inclusion and economic growth. The research measures user sentiments, adoption rates, and transaction trends using a multifaceted approach involving surveys and quantitative data analysis. The findings provide valuable insights for policy development, the refinement of technology transfer strategies, and the sustainable growth of digital payment systems in Indonesia and similar emerging markets
Cross-Border Collaboration: India's UPI Success Story in Indonesia (A Case Study on Unified Payments System) Anand, Sahil; Sanchayita, Shubh; Pandey, Mayank Kumar; Suresh, Varshini; M, Gayathri; Siyas, Mohammed; Sahdev, Supriya Lamba; Chidera, Agharany Gift; Natanel, Natanael
International Journal of Accounting and Finance in Asia Pasific (IJAFAP) Vol 7, No 1 (2024): February 2024
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v7i1.2903

Abstract

This research paper delves into the successful introduction of the Unified Payments Interface (UPI) in the Indonesian market, with a primary focus on crucial elements such as the India-Indonesia (MoU), technology transfer, the impact of the 5G spectrum, credit generation, and quantitative analysis through surveys. A notable aspect of this study is examining the current technology transfer process in UPI implementation alongside previous instances, shedding light on the evolution of knowledge transfer methodologies. The effectiveness of the India-Indonesia MoU in facilitating UPI adoption reflects the dedication of both nations. The research investigates how India's expertise in UPI is customized to meet Indonesia's specific needs, historically and in the present. The study also evaluates UPI's role in promoting credit generation, thereby contributing to financial inclusion and economic growth. The research measures user sentiments, adoption rates, and transaction trends using a multifaceted approach involving surveys and quantitative data analysis. The findings provide valuable insights for policy development, the refinement of technology transfer strategies, and the sustainable growth of digital payment systems in Indonesia and similar emerging markets.
Co-Authors Anand, Sahil M, Gayathri Natanel, Natanael Pandey, Mayank Kumar Sahdev, Supriya Lamba Sanchayita, Shubh Siyas, Mohammed Suresh, Varshini