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All Journal STORAGE: Jurnal Ilmiah Teknik dan Ilmu Komputer Journal of Sustainable Economic and Business
Jims, Michael
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Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Social Sciences

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ANALISIS DAN PERANCANGAN SISTEM STOCK OPNAME BERBASIS WEB PADA PT CAKRA MEDIKA UTAMA Jims, Michael
STORAGE: Jurnal Ilmiah Teknik dan Ilmu Komputer Vol. 2 No. 4 (2023): November
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/storage.v2i4.2945

Abstract

Kemajuan teknologi semakin memudahkan perusahaan dalam melakukan kegiatan operasional agar lebih efektif dan efisien salah satunya dengan sistem berbasis web. Tujuan dilakukan penelitian ini untuk menganalisa sistem stock opname di PT Cakra Medika Utama yang masih bersifat manual dan merancang sistem yang cocok digunakan oleh perusahaan. Sistem Stock Opname Berbasis Web ini dilakukan atas dasar kebutuhan perusahaan yang ingin meminimalkan penggunaan waktu dalam kegiatan operasional dan meminimalisir terjadinya penipuan/fraud. Hasil dari analisis dan perancangan sistem stock opname yang dibutuhkan adalah sistem berbasis web dengan perancangan menggunakan Unified Modeling Language (UML) yang menyesuaikan dengan kedudukan struktur organisasi pada perusahaan dan divisi terkait sehingga mampu memenuhi kriteria pemenuhan kebutuhan dari permasalahan perusahaan.
Risk Management, Green Finance, CSR, and Digital Transformation Effects on Financial Sustainability in KBMI Banks Jims, Michael; Sihombing, Pardomuan
Journal of Sustainable Economic and Business Vol. 3 No. 1 (2026): Journal of Sustainable Economic and Business (JOSEB)
Publisher : ARE Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70550/joseb.v3i1.369

Abstract

Objectives: This study investigates whether risk management, green finance, corporate social responsibility, and digital transformation explain financial sustainability among Indonesian commercial banks in core-capital bank groups 3–4 (KBMI 3–4). Methodology: Using a balanced panel of 13 listed banks over 2022–2024 (39 bank-year observations), we estimate a panel regression under a random-effects specification selected via Chow, Hausman, and Lagrange Multiplier tests. Financial sustainability is proxied by the net interest margin ratio, while the explanatory variables are proxied by the non-performing loan ratio, green investment ratio, corporate social responsibility expenditure ratio, and a digital transformation index. Finding: The findings demonstrate that green finance significantly enhances financial sustainability among KBMI 3 and 4 banks during 2022-2024. Meanwhile, risk management, corporate social responsibility, and digital transformation do not exhibit significant short-term effects on net interest margins. Therefore, banks should prioritize credible green financing portfolios while maintaining strict credit quality, and investors must evaluate sustainability signals beyond short-term margin impacts. Conclusion: Research on SMEs in Indonesia increasingly emphasizes external shocks and digital transformation strategies. The evidence suggests that digital technology adoption combined with innovation, supported by training and enabling policies is essential to strengthen SMEs’ competitiveness and long-term sustainability in Indonesia.
Co-Authors Pardomuan Sihombing, Pardomuan