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The Effect of Financial Distress Model Altman Z-Score on Stock Prices in Food and Companies Beverages Listed on the Indonesian Stock Exchange Period 2017-2021 Ananda, Fahira Trie; Sudarijati; Kartini, Tini; Zakaria, Nadisah; Harini, Sri
International Journal of Managemen Analytics (IJMA) Vol. 2 No. 2 (2024): April 2024
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijma.v2i2.1717

Abstract

The capital market has an important role in supporting a country's economy because the capital market has two functions at once, namely the economic function and the financial function. The capital market is a meeting place between parties who have excess funds (investors) and parties who need funds (companies) by buying and selling securities. The presence of the capital market has an important role for investors, both individual investors and business entities. They can channel the excess funds they have to invest, so that entrepreneurs can obtain additional capital funds to expand their business network from investors in the capital market. Issuers are parties conducting public offerings or companies that obtain funds through the capital market, both private and state-owned companies that seek capital from the stock exchange by issuing securities such as bonds, rights issues, warrants or shares (Malkan et al., 2021).
Indonesian Omnichannel Banking: How Far Do Governing Laws Protect Customer's Data Privacy Munzil, Fontian; Zakaria, Nadisah
Jurnal Hukum dan Peradilan Vol 12 No 1 (2023)
Publisher : Pusat Strategi Kebijakan Hukum dan Peradilan Mahkamah Agung RI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25216/jhp.12.1.2023.29-56

Abstract

In the digital transformation era, banks have been working to implement a digital strategy that will lead to lower costs, better service, higher profitability, and the desired level of customer satisfaction. Utilising marketing technology for consumer engagement is essential to bringing in more customers without increasing costs. Omnichannel is the marketing strategy that offers more services to customers by having them interact with it across all available physical and digital channels at any time, resulting in higher customer satisfaction and loyalty. Customer data is significant information that may be used at any stage of the digital marketing process. The Protection of Personal Data Act of 2022 and the Act of Development and Strengthening of the Financial Sector of 2023 govern consumer data protection at all stages of marketing activities, including data processing, profiling, and collaboration with other organisations. This study reviews how far the governing laws can protect consumer private data in utilisation in the company's digital marketing program to boost utilisation of the company's omnichannel approach. The study discovered that governing laws can protect the customer's private data in the banking omnichannel approach. Customer data are governed clearly and strongly by the regulations at all marketing program phases that could potentially be exploited, so both laws will be able to prevent illegal activities of customer data optimally in the future. Lastly, customer approval is critical for the Bank's use of all customer data.