Simanjuntak, Saroha
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Journal : Journal of Management Analytical and Solution

Effect of Capital Adequacy Ratio, Return On Assets, Operating Costs On Operating Income, Loan To Deposits Ratio On Profit Growth (Case Study On Banking On The Indonesia Stock Exchange For The Period 2016-2019) Fajar Putra, Adika; Arif Lubis, Muhammad; Simanjuntak, Saroha
Journal Of Management Analytical and Solution (JoMAS) Vol. 1 No. 1 (2021): Journal Of Management Analytical and Solution
Publisher : TALENTA Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (634.524 KB) | DOI: 10.32734/jomas.v1i1.5242

Abstract

This research was conduted find out how the partial and simultan influence of financial performance that is Capital Adequacy Ratio (X1), Return On Assets (X2), Operational Expense to Operational Income Ratio (X3) and Loan to Deposits Ratio (X4) on the profit growth (Y). The research data used are banking company data for 2016-2019 and taken from idx.co.id. The population in this research amounted to 61 banking companies with a sample of 12 companies. This research was conducted from july 2020 to November 2020. This research used quantitative data that was processed with SPSS 25.0 with Multiple linear regression  analysis.  The  results  showed that  capital  adequacy ratio, loan to deposits ratio and Operational Expense to Operational Income Ratio had a significan effect on profit growth while the return on assets did not significantly influence to profit growth. Simultaneously, Capital Adequacy Ratio, Return On Assets, Operational Expense to Operational Income Ratio and Loan to Deposits Ratio and significantly influence to profit growth with a coefficient of 26,7% while the remaining 73.3% is influenced by other factors.
Effect of School Facilities, Tuition Fees And School Location On Decision Making of Students To Continue Education Toal Ulum Integrated High School Satria Lubis, Andrew; Amalia, Alfi; Simanjuntak, Saroha
Journal Of Management Analytical and Solution (JoMAS) Vol. 1 No. 1 (2021): Journal Of Management Analytical and Solution
Publisher : TALENTA Publisher, Universitas Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (411.551 KB) | DOI: 10.32734/jomas.v1i1.5243

Abstract

This study aims to analyze and also find out how the influence of school facilities and school fees on the decision making of students to continue their education to SMA Al Ulum Terpadu. This study used 55 grade X students of SMA Al Ulum Terpadu as subjects. The type of research used is Descriptive-Quantitative  research  and  descriptive explanatory.  Data  collection was  conducted  by interview documentation and survey by distributing questionnaires to 51 students of grade X SMA Al Ulum Terpadu using completing échantillonnage techniques. Data analysis techniques used are multiple linear regression using SPPS 25 Software. The results showed that school facilities partially had a positive and significant effect on the decision making of students continuing school at SMA Al- Ulum Terpadu. The cost of education is partially negative and significant to the decision of students to continue  their  schooling  at  SMA  Al-Ulum  Terpadu.  The  location  of  the  school  is  partially insignificant to the decision of students to continue their schooling at SMA Al-Ulum Terpadu. School facilities, tuition fees and school locations simultaneously have a significant effect on the decision making of students continuing school at SMA Al-Ulum Terpadu