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All Journal Desimal: Jurnal Matematika JURNAL EKSBIS
Fadhila, Alya
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Economics, Econometrics & Finance Education Mathematics Social Sciences

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ANALYSIS OF SHARIA BANKING STRATEGIES IN FACING ECONOMIC CONSTRUCTION 5.0 REVIEWED THROUGH SWOT ANALYSIS (CASE STUDY BSI KCP ADAM MALIK) Fadhila, Alya
JURNAL EKBIS Vol 25 No 1 (2024): EKBIS (Jurnal Analisis, Prediksi dan Informasi
Publisher : Universitas Islam Lamongan

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Abstract

SWOT analysis is the most commonly used analysis method in the industrial world to formulate strategies. In this research, SWOT analysis is used to understand the strengths, weaknesses, opportunities and threats faced by Islamic banks in the context of economic construction 5.0. This research aims to find out how to apply SWOT analysis in strategy. Marketing can help Islamic banks to strategies can help Islamic banks to compete in a competitive banking market. Sharia banks can implement several strategies, such as market penetration, developing competitive and innovative sharia banking products, improving service quality, increasing promotion and socialization of sharia banking products, strengthening cooperation with other organizational institutions, expanding the sharia bank office network, increasing market coverage through analysis. strategy, and improving the quality of human resources. This method uses a qualitative descriptive approach. Descriptive qualitative research is research that uses words or images obtained from interviews in the form of notes, personal documents, recordings or other documents. compete in the competitive banking market. The research results show that sharia banks have strengths such as market penetration, development of competitive and innovative sharia banking products, improving service quality, increasing promotion and socialization of sharia banking products, strengthening cooperation with other organizational institutions, expanding the sharia bank office network, increasing market coverage through strategic alliances, and improving the quality of
Developing Algebra-Based Mathematical Literacy Assessment Items Using Individual and Cultural Contexts for Grade VIII Students Fadhila, Alya; Duskri, M.
Desimal: Jurnal Matematika Vol. 9 No. 2 (2026): Desimal
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/desimal.v9i2.31617

Abstract

Mathematical literacy assessment should capture students’ capacity to use mathematics in meaningful situations while maintaining sound measurement quality. This study aimed to develop and empirically evaluate an algebra-based mathematical literacy assessment for Grade VIII students that incorporates individual and Acehnese cultural contexts across different items within a single instrument. A Research and Development approach was employed using Tessmer’s formative evaluation framework, comprising preliminary analysis, self-evaluation, prototyping, and field testing. The one-to-one evaluation involved 6 students, the small-group evaluation involved 34 students, and the field test involved 128 students from four junior secondary schools in Banda Aceh. The final instrument consisted of 13 multiple-choice items, including 5 individual-context items and 8 Acehnese cultural-context items, and was evaluated through expert judgment and classical item analysis using ITEMAN. Expert validation yielded an overall mean score of 4.40, indicating strong content and contextual appropriateness. Field-test results showed that all 13 items were retained, with point-biserial coefficients ranging from 0.299 to 0.609 and an alpha reliability coefficient of 0.712. Item difficulty analysis identified 11 moderate items, 1 easy item, and 1 difficult item, while discrimination analysis classified 10 items as very good, 2 as good, and 1 as fair. Of the 39 distractors, 38 (97.44%) functioned effectively, while student responses indicated good attractiveness (71.1%) and usefulness (79%) and moderate perceived difficulty (55.6%). These findings indicate that individual and Acehnese cultural contexts can be systematically represented across an algebra-based mathematical literacy assessment while maintaining acceptable psychometric characteristics and favorable responses from the participating students.
Co-Authors M. Duskri