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PENGARUH CAPITAL ADEQUACY RATIO (CAR), BIAYA OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP RETURN ON ASSET (ROA) PADA PT. BANK DANAMON TBK PERIODE 2013-2022 Lestiawati, Putri; Prestarika Lukito, Cristine
Journal of Research and Publication Innovation Vol 2 No 4 (2024): OCTOBER
Publisher : Journal of Research and Publication Innovation

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Abstract

This research aims to determine the influence of the Capital Adequancy Ratio (CAR), Operational Costs, Operational Income (BOPO) and Loan to Deposit Ratio (LDR) on Return On Assets (ROA) partially or simultaneously at PT. Bank Danamon Tbk Period 2013-2022. The method used is quantitative associative. The sample used is the financial report of PT Bank Danamon Tbk for the 2013-2022 period. This research uses descriptive statistical tests, classical assumption tests, hypothesis testing using the SPSS version 25 software program. The results of this research prove that partially the Capital Adequancy Ratio (CAR) variable does not have a significant effect on Return On Assets (ROA) with a value of tcount < ttable ( 0.098 < 2.4469) and a significant value of 0.925 > 0.05, then H01 is accepted and Ha1 is rejected. The variable Operational Costs Operational Income (BOPO) partially has no significant effect on Return On Assets (ROA) with a value of tcount < ttable (-0.585 < 2.4469) and a significant value of 0.580 > 0.05, so H02 is accepted and Ha2 is rejected. The variable Loan to Deposit Ratio (LDR) partially has a significant effect on Return On Assets (ROA) with a value of tcount > ttable (4.489 > 2.4469) and a significant value of 0.004 < 0.05, so H03 is rejected and Ha3 is accepted. Simultaneously the variables Capital Adequancy Ratio (CAR), Operational Costs Operational Income (BOPO), and Loan to Deposit Ratio (LDR) simultaneously have a significant effect on Return On Assets (ROA) with fcount > ftable (10.764 > 4.76) and value significant at 0.008 <0.05, with a coefficient of determination of 76.5% which is strong and the rest is explained by other factors.
PENGARUH RETURN ON ASSETS (ROA) DAN EARNING PER SHARE (EPS) TERHADAP HARGA SAHAM (Studi Kasus Pada Bank BUMN yang Terdaftar di Indonesia Stock Exchange Periode 2013-2022) Maharani, Putri; Prestarika Lukito, Cristine
Journal of Research and Publication Innovation Vol 2 No 4 (2024): OCTOBER
Publisher : Journal of Research and Publication Innovation

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Abstract

This study aims to determine the effect of Return On Assets (ROA) and Earning Per Share (EPS) on stock prices in state-owned banks listed on the Indonesia Stock Exchange (Idx) for the period 2013-2022. The method used is descriptive quantitative. The sample used is the bank's financial statements such as: balance sheets, income statements and stock prices at BUMN banks listed on the Indonesia Stock Exchange (IDX) for the period 2013-2022. Based on the partial research results that Return On Asset (ROA) has no significant effect on stock prices with a tcount value < t table (-1.162368 < 1.68595), and a probability of 0.2532> 0.05 H01 is accepted and Ha1 is rejected. Partially Earning Per Share (EPS) has a significant effect on stock prices with a tcount value of 4.40237> table 1.68595, and a probability value of 0.00001 <0.05, then Ha2 is accepted and H02 is rejected. While simultaneously Return On Asset (ROA) and Earning Per Share (EPS) have a significant effect on stock prices with a fhitung value of 21.72472> ftabel 3.25192 with a significant value of 0.00000 <0.05, then Ha3 is accepted and H03 is rejected. The coefficient of determination shows that ROA and EPS with stock prices are 76.16%, the remaining 23.84% is influenced by other factors outside the regression model.
PENGARUH BEBAN OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET (ROA) (Studi Kasus Pada Bank Swasta Yang Terdaftar Di Indonesia Stock Exchange Periode 2013-2023) Br Siahaan, Putri; Prestarika Lukito, Cristine
Journal of Research and Publication Innovation Vol 2 No 4 (2024): OCTOBER
Publisher : Journal of Research and Publication Innovation

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Abstract

This research aims to determine the effect of Operating Expenses, Operating Income (BOPO) and Non Performing Loan (NPL) on Return On Asset (ROA), both partially and simultaneously. The research method uses quantitative research methods with descriptive statistical analysis, classical assumption testing, and hypothesis testing and data processing using Eviews 12. The sample in this research in the company’s financials reports in the form of balance sheets, profit and loss and notes to financial reports consisting of the Private Bank Subsector for the 2013-2023 period. The results of this research show that: The Operational Expense Variable Operational Income partially has a significant effect on return On Assets. This is proven by the results of tcount > ttable (-6,6062 >1.68288) with a significant of 0.0000 < 0.05. The Non-performing Loan variable partially has a  significant effect on Return on Assets. This is proven by the results of tcount>ttable (-2,9578 > 1.68288) with a significane of 0.0051 < 0.05. Operational Expense variable operational Income and Non-Performing  Loans simultaneously have a significant effect on Return On Assets. This is proven by the results tcount>ftable (28,91242 > 3.22) with a significant of 0.000000 < 0.05. The coefficient of determination result in panel data is 56,48%, indicating that the BOPO and NPL, variables influence ROA while the remaining 43,52% is the influenced by other factor not wxplained in this research.