Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal Ihtiyath : Jurnal Manajemen Keuangan Syariah Seuraya Jurnal Pengabdian Kepada Masyarakat
Tajul, Tajul Ula
Unknown Affiliation
Religion Arts Humanities Chemistry Economics, Econometrics & Finance Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
ROOT CAUSE ANALYSIS OF NON PERFORMING FINANCING ON MURABAHAH FINANCING (STUDY OF COSTUMER AT BPRS ADECO KOTA LANGSA DURING COVID-19 PANDEMIC) Tajul, Tajul Ula; Safwan Kamal; Khairul Fuady; Annisa Ul Husna ZF
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 6 No 1 (2022): Volume 6 No.1 Juni 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v6i1.3905

Abstract

This study aims to examine root cause analysis on murābaḥah financing at BPRS Adeco Langsa City during covid-19. This study uses a qualitative descriptive research method. The main data used in this research is primary data by conducting interviews with the Director and Account Officer (AO) and customers of BPRS Adeco Langsa city. The results of this study reveal that the COVID-19 pandemic has had a major impact on various sectors, especially banking, which caused problems in non-performing financing. This study uses root cause analysis using the 5 why analysis method. The results of the analysis in this study find several root causes which were concluded based on information provided by research informants which exhibit that non-performing murabahah financing of the customers at the bank is basically because of economic conditions in the midst of this pandemic which forced customers to delay their obligation to pay their installment. There are 3 main factors or root causes of customers that cause non-performing murabahah financing of the customers at the bank as follows a decrease in income, huge cost of educationalneedss, and the abundance of household needs to prioritize.
ROOT CAUSE ANALYSIS OF NON PERFORMING FINANCING ON MURABAHAH FINANCING (STUDY OF COSTUMER AT BPRS ADECO KOTA LANGSA DURING COVID-19 PANDEMIC) Tajul, Tajul Ula; Safwan Kamal; Khairul Fuady; Annisa Ul Husna ZF
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 6 No 1 (2022): Volume 6 No.1 Juni 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v6i1.3905

Abstract

This study aims to examine root cause analysis on murābaḥah financing at BPRS Adeco Langsa City during covid-19. This study uses a qualitative descriptive research method. The main data used in this research is primary data by conducting interviews with the Director and Account Officer (AO) and customers of BPRS Adeco Langsa city. The results of this study reveal that the COVID-19 pandemic has had a major impact on various sectors, especially banking, which caused problems in non-performing financing. This study uses root cause analysis using the 5 why analysis method. The results of the analysis in this study find several root causes which were concluded based on information provided by research informants which exhibit that non-performing murabahah financing of the customers at the bank is basically because of economic conditions in the midst of this pandemic which forced customers to delay their obligation to pay their installment. There are 3 main factors or root causes of customers that cause non-performing murabahah financing of the customers at the bank as follows a decrease in income, huge cost of educationalneedss, and the abundance of household needs to prioritize.
Meningkatkan Literasi Etika Bisnis Islam Terhadap Generasi Milenial Dalam Membangun Bisnis UMKM Tajul, Tajul Ula
SEURAYA Jurnal Pengabdian Kepada Masyarakat Vol 1 No 1 (2023): SEURAYA Jurnal Pengabdian kepada Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Era globalisasi saat ini dimana model perkembangan bisnis berkembang sangat pesat dan di saat yang bersamaan, Indonesia sebagai negara mayoritas muslin dan memiliki potensi generasi milenial yang mendominasi secara demografi sehingga memiliki potensi yang sangat kuat pula dalam membangun perekonomian negeri melalui sektor UMKM berbasis norma keislaman. Penelitian berbasis pengabdian ini bertujuan menganalisis permasalahan literasi generasi milenial dalam menjalankan bisnis UMKM berbasis etika bisnis islam dan di Gampong Blang Paseh Kota Langsa. Model pengabdian yang digunakan adalah metode Partisipation Action Reasearch (PAR). Hasil analisis menunjukkan setelah pengabdian dilakkan generasi milenial menjadi paham terkait dengan atat kelola berbisni secar etika islam. Oleh karena itu, dukungan selanjutnya diharapkan dari pemerintah untuk terus mendukung dari sisi bantuan permodalan maupun edukasi lanjutan untuk mengembangkan UMKM yang dijalankan berdasarkan nilai dan prinsip keislaman.
Co-Authors Annisa Ul Husna ZF Khairul Fuady Khairul Fuady Safwan Kamal