Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Financial Management Studies
Khaira, Sajida
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
PENGARUH LABA USAHA, KREDIT MIKRO DAN LITERASI KEUANGAN TERHADAP KESEJAHTERAAN EKONOMI RUMAH TANGGA UMK DI INDONESIA Khaira, Sajida; Yanuarta RE, Ramel
Financial Management Studies Vol. 4 No. 2 (2024): Financial Management Studies
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jkmk.v4i2.220

Abstract

This study aims to examine the effect of business profit, microcredit, financial literacy (ownership of savings accounts, and knowledge of financial institutions that provide loans) on the economic welfare of MSE households in Indonesia, using IFLS data wave 5 in 2014 and multiple regression analysis using Stata software. The results of the study revealed that business profit significantly improves the economic welfare of MSEs, while microcredit has no significant effect. Meanwhile, financial literacy as measured by ownership of savings accounts and knowledge of financial institutions that provide loans also has a significant effect. This study emphasizes the importance of effective strategies in utilizing business profit, microcredit and financial literacy to improve the economic welfare of MSE households in Indonesia
Co-Authors Yanuarta RE, Ramel