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Agricultural Insurance Models in Banyumas, Indonesia: Potentials, Problems, and Challenges : Model Asuransi Pertanian di Banyumas, Indonesia : Potensi, Permasalahan, dan Tantangan Anisa, Faefaya Ziadatul; Purnomo, Sodik Dwi; Retnowati, Diah; Adhitya, Bagus; Zumaeroh
Procedia of Social Sciences and Humanities Vol. 3 (2022): Proceedings of the 1st SENARA 2022
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/pssh.v3i.171

Abstract

Farming businesses are constantly faced with the risk of uncertainty due to climate change. The risk of uncertainty affected the destruction of farming infrastructure and a high level of crop failure. Furthermore, the research objective was to 1) identify the potential of the agricultural sector in Panusupan Village, Cilongok District Banyumas Regency, 2) analyze the factors that influence farmers' interest in participating in the insurance program in Panusupan Village, Cilongok District Banyumas Regency, 3) identify the inhibiting and driving factors in farmers participating in the agricultural insurance program in Panusupan Village, Cilongok District Banyumas Regency, 4) identify the stakeholders involved in the development of agricultural insurance in Panusupan Village, Cilongok District Banyumas Regency, and 5) formulate agricultural insurance development models in Panusupan Village, Cilongok District Banyumas Regency. This research applied a mixed-method approach of qualitative and quantitative approaches. Additionally, the research methods were the Miles and Huberman approach and binary logistic regression analysis. The research population consisted of farmers in Panusupan Village, Cilongok District Banyumas Regency. The research results indicated that Panusupan Village could join the agricultural insurance program seen from the extensive agricultural land and could be pretty good. It can be seen from the amount of land used; farmer groups classified as active; people whose jobs were primarily farmers; and many agencies that provided agricultural insurance socialization. The binary logistic regression results showed that age, education, income, number of family dependents, land area, farming experience, the intensity of crop failure, socialization participation had significant effects on farmers' interest in participating in agricultural insurance programs in Panusupan Village, Cilongok District Banyumas Regency. Technology had no significant effect on farmers' interest in participating in the agricultural insurance program in Panusupan Village, Cilongok District Banyumas Regency. Barriers and drivers in the development of agricultural insurance included internal and external factors.
Business Feasibility Test and Community-Based Waste Management Model in Kutasari Village, Banyumas District : Uji Kelayakan Bisnis dan Model Pengelolaan Sampah Berbasis Masyarakat di Desa Kutasari, Kabupaten Banyumas Herlina, Dian Nora; Wahyuni, Yulina Tri; Santi; Anisa, Faefaya Ziadatul; Purnomo, Sodik Dwi; Retnowati, Diah
Procedia of Social Sciences and Humanities Vol. 3 (2022): Proceedings of the 1st SENARA 2022
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/pssh.v3i.190

Abstract

The rate of population growth that increases every year is accompanied by the level of public consumption, which can trigger an increase in waste production which impacts the community. Therefore, the research objectives were 1) to identify the potential for waste management in Kutasari Village, Baturaden District Banyumas Regency; 2) analyze the business feasibility of a waste in Kutasari Village, Baturaden District Banyumas Regency from a financial perspective; 3) identify the driving and inhibiting factors in waste bank management management in Kutasari Village, Baturaden District Banyumas Regency; 4) identify stakeholders involved in waste bank management management in Kutasari Village, Baturaden District Banyumas Regency, and 5) formulate a waste bank management model management in Kutasari Village, Baturaden District Banyumas Regency. The research method was a mixed-method of the business feasibility method and the Miles and Huberman method. Furthermore, the determination of research location used the purposive sampling technique. The results showed that the waste bank was an alternative solution in waste management. Financially, this business was feasible to run. It could be seen from the R/C ratio value, which was 1.41. The driving factor in the management of waste banks was public awareness of the economic value of waste. In contrast, the inhibiting factor was the lack of community participation in innovation. Stakeholders involved in waste bank management were local governments, private institutions, universities, collectors, and the community. Then the formation of a waste management model is expected to improve the community's economy. In addition, this model sought to empower the community to increase household income sustainably.