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All Journal AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Ekalaya : Jurnal Ekonomi Akuntansi
Qomariyah, Nurul Ulfa
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Dampak Pembebasan Lahan Tol Terhadap Ekonomi Masyarakat Terdampak Di Desa Alassumur Lor Qomariyah, Nurul Ulfa; Fitriyah; Rizki Febri Eka Pradani
EKALAYA : Jurnal Ekonomi Akuntansi Vol. 2 No. 3 (2024): Ekalaya : Jurnal Ekonomi Akuntansi
Publisher : CV. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/ekalaya.v2i3.1147

Abstract

The land acquisition for the toll road in Alassumur Lor Village has significant impacts on the affacted community’s economy. This study analyzes the effect of toll land acquisition on the economic aspects of the impacted community in Alassumur Lor Village. The focus is on both the positive and negative impacts of toll land acquistion on the local economy, the responsible parties for the land acquistion, and the appropriate compensation costs. Through qualitative methods such as observation, Interviews, and documentation, it was found that despite an increase in income and expenditures, there are also negative impacts such as the loss of productive land and limited alternative employment opportunities. Understanding thes consequences, this research provide valuable insights for improving infrastructure development policies in the future.
Analisis Pengaruh Pemberian Kredit Usaha Rakyat (KUR) PT Pegadaian terhadap Peningkatan Pendapatan Nasabah Fahrudin, Fahrudin; Qomariyah, Nurul Ulfa; Febriana, Indah Karima; Fitriyah, Fitriyah
AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis Vol. 5 No. 1 (2025): AKADEMIK: Jurnal Mahasiswa Ekonomi & Bisnis
Publisher : Perhimpunan Sarjana Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37481/jmeb.v5i1.1194

Abstract

This study analyzes the impact of the Credit for People’s Business (KUR) provided by PT Pegadaian on increasing the income of micro, small, and medium enterprises (MSMEs). KUR aims to provide working capital with low-interest rates to improve the welfare of customers. The study aims to identify the effects of KUR on customers' income, the factors supporting and hindering the effectiveness of the program, and the income differences before and after receiving KUR. The research uses a qualitative approach with a descriptive design, collecting data through observation, interviews, and documentation with purposive sampling technique. The results show that KUR has increased customers' income by 20-40%. The funds are used to expand business scale and reach broader markets. Key supporting factors include low interest rates and ease of access, while main challenges include low financial literacy and limited access in remote areas. The study concludes that KUR effectively increases income, but improvements in financial literacy and infrastructure are needed for broader impact.
Co-Authors Fahrudin Fahrudin Febriana, Indah Karima FITRIYAH Fitriyah Fitriyah Rizki Febri Eka Pradani