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All Journal I-Finance Journal Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Ambrina Rosada
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Dampak Literasi Keuangan Dan Inklusi Keuangan Terhadap Keputusan Mahasiswa Dalam Menggunakan Layanan Dan Produk Bank Syariah Ambrina Rosada
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 2 No. 2 (2024): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v2i2.1204

Abstract

This research aims to see the effect of financial literacy and financial inclusion on student decisions in using Islamic bank products and services. The type of research used in this research is quantitative with data collection techniques used are questionnaires and questionnaires. The method of determining the sample using the slovin formula obtained 30 research respondents. The data analysis technique uses Structural Equation Modeling (SEM) with the help of SPSS. This study shows that financial literacy and financial inclusion variables have a positive and significant impact on student decisions in using Islamic bank products and services. This research is expected to be able to change the mindset of students towards the use of products and services of Islamic banks. Then it is expected that students use Islamic financial services not on the basis of literacy or inclusion but pay attention to the application of sharia.
INTEGRATION OF ISLAMIC IDENTITY-MODERNITY: THE ROLE OF FASHION AND BRAND ON STUDENT HALAL LIFESTYLE Amir Salim; Reni Hariani; Ambrina Rosada
I-Finance Journal Vol 11 No 2 (2025): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ifinance.v11i2.31861

Abstract

This study highlights the phenomenon of integrating Islamic identity and modernity among the younger generation. This research aims to analyze the influence of fashion trends and brand image in shaping students' halal lifestyle from an Islamic perspective. This study employs a quantitative approach involving a population of 203 students and a sample of 67 respondents. Data analysis techniques include validity and reliability tests, classical assumption tests, multiple linear regression, and hypothesis testing (t-test and F-test). The results indicate that simultaneously, fashion trends and brand image significantly influence the halal lifestyle of female students at the Faculty of Islamic Economics, Universitas Indo Global Mandiri, as evidenced by the calculated F-value (201.068), which is greater than the F-table value (3.985). In conclusion, this study confirms that students are able to integrate values of modernity through brand consumption and fashion trends without abandoning their Islamic identity. This indicates that the halal fashion industry plays a strategic role in facilitating religious expression within the context of a modern lifestyle
Co-Authors Amir Salim Reni Hariani