Claim Missing Document
Check
Articles

Found 3 Documents
Search

Pengaruh Religiusitas dan Persepsi Masyarakat terhadap Minat Menabung di Bank Syariah Rafi Irsyad; Pranoto Effendi; Muhammad Isman Almaududi
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v2i1.1078

Abstract

This research was conducted to determine the influence of religiosity and public perception on interest in saving at sharia banks with a sample of respondents from the Rukun Warga 06 West Cilandak community. This study uses a quantitative approach. The results of the analysis show that the level of religiosity and public perception have a positive and significant influence on interest in saving. So these two variables are believed to increase interest in saving at sharia banks, therefore to increase the number of customers of a sharia bank it is necessary to increase outreach programs to the public so that their understanding and knowledge increases regarding the products and characteristics of sharia banks which are different from conventional banks.
Pengaruh Responsivitas dan Kecepatan Penyelesaian Keluhan terhadap Kepercayaan Nasabah: Studi Mobile Banking Bank Syariah Indonesia Siti Fatma Azahra; Muhammad Isman Almaududi; Muhammad Doddy Ahdiyat Bachtiar
Jurnal Ekonomi dan Perbankan Syariah Vol 13, No 1 (2025): Journal of Islamic Economics and Banking
Publisher : Institut Agama Islam (IAI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jeps.v13i1.1255

Abstract

Penelitian ini bertujuan untuk menguji pengaruh responsivitas dan kecepatan penyelesaian keluhan terhadap kepercayaan nasabah pengguna mobile banking Bank Syariah Indonesia (BSI). Penelitian menggunakan pendekatan kuantitatif dengan teknik analisis Partial Least Square-Structural Equation Modeling (PLS-SEM) melalui software SmartPLS 4 terhadap 100 responden mahasiswa IAI SEBI angkatan 2021–2023. Hasil penelitian menunjukkan bahwa responsivitas berpengaruh positif dan signifikan terhadap kepercayaan nasabah (koefisien 0,300; T-statistik 2,310; P-value 0,021). Kecepatan penyelesaian keluhan juga berpengaruh positif dan signifikan (koefisien 0,674; T-statistik 5,612; P-value 0,000). Nilai R-square sebesar 0,922 menunjukkan bahwa 92,2% variasi kepercayaan nasabah dijelaskan oleh kedua variabel tersebut. Temuan ini menegaskan pentingnya kualitas penanganan keluhan dalam membangun kepercayaan nasabah terhadap layanan digital perbankan syariah.
Bank Perekonomian Rakyat Syariah (BPRS): Analisis Bibliometrik dan Kajian Literatur Sistematis Muhammad Isman Almaududi; Pranoto Effendi
Jurnal Inovasi Ekonomi Syariah dan Akuntansi Vol. 3 No. 4 (2026): Juli : Jurnal Inovasi Ekonomi Syariah dan Akuntansi (JIESA) 
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jiesa.v3i4.2390

Abstract

This study aims to map and analyze the development of research on Islamic Rural Banks (BPRS) using a bibliometric approach and a systematic literature review (SLR). BPRS are Islamic financial institutions that play a crucial role in supporting financial inclusion, particularly in the micro and small sectors; however, academic studies on their role and performance remain limited and have yet to be comprehensively documented. This research employs bibliometric methods using software such as VOSviewer to analyze articles published in scientific journals indexed in Google Scholar. The analysis covers publication trends, citation patterns, author collaborations, and the identification of key topics examined within the context of BPRS. Furthermore, an SLR was conducted to delve into key themes such as risk management, efficiency, contributions to the regional economy, and compliance with Sharia principles. The findings indicate that although interest in the BPRS topic has increased in recent years, more in-depth research on service innovation, digitalization, human resources, and corporate governance is still highly necessary. This study provides recommendations for future research directions to strengthen the literature on BPRS and enhance the understanding of its contribution to the development of the Sharia-based economy.