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All Journal Jurnal Ekonomi Manajemen Akuntansi Dharma Ekonomi Maslahah: Jurnal Manajemen dan Ekonomi Syariah Journal of Islamic Economics and Finance
Ayu Maretta Maharani
Unknown Affiliation
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Cara Bagi Hasil Dalam Peminatan Masyarakat Untuk Melakukan Investasi Dalam Kajian Ekonomi Syariah Ulfatul Khasanah; Ayu Maretta Maharani
Maslahah : Jurnal Manajemen dan Ekonomi Syariah Vol. 1 No. 2 (2023): April, Jurnal Manajemen dan Ekonomi Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/maslahah.v1i2.1641

Abstract

At that time Indonesia was on the verge of economic collapse, almost all economic sectors experienced negative growth. Where the construction sector is the sector that experienced the largest negative growth, namely minus 40% due to very high interest rates, a decrease in purchasing power and a very large debt burden. The trade and services sector experienced a contraction of minus 21%, the manufacturing industry sector decreased by 19%. All resulted from the implications of the monetary crisis that rocked Indonesia. This is because people's purchasing power is still minimal. Therefore, one of the efforts to revive the economy includes profit sharing. The profit sharing system implemented in sharia banking is divided into two systems, namely; First. Profit Sharing is a profit sharing system that is based on the net results of income received from business collaboration, after deductions have been made for costs incurred during the business process. Second. Revenue Sharing is a profit sharing system that is based on the total of all income received before deducting the costs incurred to obtain that income.
Etika Bisnis Islam Dalam Jual Beli Di Marketplace Ayu Maretta Maharani; Ulfatul Khasanah
Journal of Islamic Economics and Finance Vol. 1 No. 2 (2023): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v1i2.1795

Abstract

This research discusses marketing that occurs in the existing Shopee Marketplace in connection with the current implementation of Islamic business ethics, Shopee sellers must maintain integrity and honesty. The phenomenon that occurs is honesty, where the seller displays an accurate and honest product description. using primary and secondary data methods. Informants in this research include sellers at the Shopee Marketplace in the city of Sampang and outside the city of Sampang. Using an approach with qualitative research methods. To check and test data validity techniques, use the Triangulation method. Data analysis in this research was carried out through the stages of data reduction, data presentation, and drawing conclusions as the final goal. The research results show that in Islamic Business Ethics in marketing on the Shopee Marketplace it is important to prevent practices of manipulation, intimidation or immoral behavior towards buyers which include: Unity, Balance, Free Will, Responsibility Responsibility), and Truth. The conclusion in this research is that the implementation of Islamic Business Ethics in marketing activities at the Shopee Marketplace has not been fully implemented in its entirety. The importance of applying Islamic Marketing Ethics by interacting with sellers in the marketing process to provide a deeper understanding.
Koperasi sebagai Landasan Ekonomi Ayu Maretta Maharani; Ulfatul Khasanah
Jurnal Ekonomi Manajemen Akuntansi Vol. 30 No. 2 (2024): JURNAL EKONOMI MANAJEMEN AKUNTANSI
Publisher : sekolah Tinggi Ilmu Ekonomi Dharma Putra Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59725/ema.v30i2.141

Abstract

The term cooperative is certainly familiar to us. If referring to Law No. 17 of 2012 article 1, a cooperative is defined as a legal entity established by an individual or a cooperative legal entity, with the separation of the wealth of its members as capital to run a business, which meets common aspirations and needs. In its implementation, cooperatives not only have goals, principles or principles, but also a foundation. As a unique business entity, cooperatives are different from other business entities. In this case, it can be seen from its membership, where cooperative members are known to have dual identities. Dual identity here means that cooperative members are owners and also users of cooperative services. Indonesian cooperatives are the identity of Indonesian business entities that are established on various foundations. The foundation of this cooperative includes ideal, constitutional, mental and operational foundations.
Pemanfaatan Metode Pembayaran QRIS bagi Kalangan Muda sebagai Upaya Mempermudah Transaksi Keuangan Ulfatul Khasanah; Ayu Maretta Maharani
Dharma Ekonomi Vol. 31 No. 2 (2024): DHARMA EKONOMI
Publisher : sekolah Tinggi Ilmu Ekonomi Dharmaputra Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59725/de.v31i2.135

Abstract

Continuous improvements in infrastructure, security measures, and user education can help address these weaknesses and improve the overall effectiveness of QRIS as a digital payment solution. Some of the roles of using QRIS in the millennial generation are convenience. QRIS makes it easy for millennials to make digital payments without the need to carry cash or credit/debit cards. They can simply use their mobile phones to scan the QR code and complete the payment transaction. QRIS transactions are processed in real-time, meaning payments can be completed almost instantly. Many digital payment platforms that support QRIS offer promotions and discounts to users who make payments using their platform. This is especially attractive to millennials who are always looking for ways to save money.
Co-Authors Ulfatul Khasanah