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All Journal Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi
Astuti, Maesaroh Risqi Dwi
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Economics, Econometrics & Finance

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Pemanfaatan ICT Dan Fintech: Pentingkah Bagi Pelaku UMKM Astuti, Maesaroh Risqi Dwi; Hanafi, Rustam; Sutapa, Sutapa
Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi Vol 20, No 1 (2024): April
Publisher : Research Institution and Community Service Universitas Wijaya Kusuma Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/equilibrium.v20i1.3214

Abstract

In line with the development of information technology, Micro, Small, and Medium Enterprises (MSMEs) must adapt and adopt technology to increase efficiency and expand market reach to improve MSMEs' performance. Therefore, this study aims to examine the role of Information Communication Technology (ICT) and financial technology (fintech) on the performance of MSMEs. Data was collected through questionnaires to MSMEs respondents in Pati Regency. This study uses multiple linear regression to test the proposed hypothesis. The results of this study show that Information Communication Technology (ICT) and Financial technology (fintech) have a significant positive effect on the performance of MSMEs.
Co-Authors Rustam Hanafi Sutapa Sutapa