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All Journal Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi Jurnal Kreasi Rakyat Setyaki : Jurnal Studi Keagamaan Islam
Saiful Bahgia
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PENGUKURAN TINGKAT PEMAHAMAN PETANI NILAM TERHADAP KEUANGAN USAHA DI KABUPATEN ACEH TAMIANG Saiful Bahgia; Hasbi
JURNAL KREASI RAKYAT Vol. 2 No. 4 (2024): November - January
Publisher : Lembaga Riset dan Inovasi Kreyat Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64617/kreyat.v2i4.165-174

Abstract

This study aims to determine the level of understanding of patchouli farmers towards financial literacy, especially business finance. Based on 3 indicators of financial literacy tested, namely, financial knowledge, financial management behavior (financial attitude), and financial attitude (financial behavior), most of the patchouli farmers still do not properly place their financial posts as planned, so they are often tempted by circumstances when using their finances not in accordance with the initial objectives. This type of research is a descriptive quantitative survey study with a sample of 24 respondents. The research sample was determined using the random sampling method. Then, the sample data was analyzed using descriptive statistics, and data tabulation was carried out and presented in the form of graphs and percentages. A small portion (16.6%) of patchouli farmers' level of understanding is heading towards good conditions.
PERAN INKUBASI BUDAYA TERHADAP PELESTARIAN DAN PEMAJUAN BUDAYA LOKAL ACEH Hasbi, Hasbi; Saiful Bahgia
JURNAL KREASI RAKYAT Vol. 2 No. 2 (2024): May - July
Publisher : Lembaga Riset dan Inovasi Kreyat Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64617/kreyat.v2i2.115-126

Abstract

Cultural advancement as an investment to build the future and civilization of the nation in order to realize the national goals as mandated by the 1945 Constitution of the Republic of Indonesia. Aceh is a region rich in local culture and is steeped in the history and civilization of the nation. This study aims to examine the development and advancement of culture through cultural incubation and analyze the role of cultural incubation in the preservation and advancement of local culture in Aceh. This study uses a descriptive qualitative approach. Data were collected through literature studies and observations of cultural advancement objects in Aceh and those stipulated in the Law of the Republic of Indonesia Number 5 of 2017. The results of the study indicate that the role of cultural incubation is very important in maintaining, developing, and advancing cultural wealth, especially in facing the challenges of globalization and digitalization. The following are the strategic roles of cultural incubation: preservation of local culture, development of a culture-based creative economy, facilitation of regeneration and transfer of knowledge, innovation and adaptation of culture, encouraging collaboration between cultural actors, strengthening identity and self-identity and advocacy of cultural policies. By strengthening various aspects of culture through collaboration, innovation, advocacy, and regeneration, we not only preserve our ancestral heritage, but also ensure that culture remains alive, relevant, and serves as a foundation for sustainable development in the future.
PENGARUH DIGITALISASI, PEMBIAYAAN DAN MANAJEMEN KEUANGAN TERHADAP PERTUMBUHAN UMKM DI ACEH Saiful Bahgia; Rahmaniar; Lisnawati
JURNAL KREASI RAKYAT Vol. 3 No. 1 (2025): February - April
Publisher : Lembaga Riset dan Inovasi Kreyat Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64617/kreyat.v3i1.33-42

Abstract

This study aims to explore and analyze the influence of digitalization, financing, and financial management on the growth of MSMEs in Aceh. The research method uses a quantitative descriptive approach and conducts classical assumption tests and multiple linear regression tests. Data were obtained directly through distributing questionnaires to 70 respondents. The results of the study indicate that, simultaneously, digitalization, financing, and financial management influence the growth rate of MSMEs in Aceh. The independent variables (X) together have a contribution of 36.7% in explaining the growth rate of MSMEs in Aceh. While the remaining 63.3% is influenced by other variables not explained in this study. Partially, the digitalization variable (X1) of 0.277 and financing (X2) of 0.537 have a significant effect on the growth rate of MSMEs. Meanwhile, the financial management variable (X3) does not have a significant effect on the growth of MSMEs in Aceh. This study recommends further studies specifically examining the problems that hinder the growth of MSMEs. The government's presence is needed to maintain the significance of the growth and sustainability of MSMEs in Aceh.
Co-Authors Ajrul Amilin Armanda Butar Butar Azlina Hamdani Hasbi Heri Syaputra Lisnawati Rahmaniar Sari Yulis Terfiadi