Hasanah, Irmatul
Universitas Islam Negeri Sultan Maulana Hasanudin Banten, Indonesia

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

Pengaruh NPF, FDR dan BOPO Terhadap Profitabilitas Pada BCA Syariah (Periode 2015-2022) Muztaba, M; Suryani, Suryani; Hasanah, Irmatul
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 10 | No. 1 | 2024
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v10i1.20083

Abstract

This study aims to determine the influence of Non-Perfoming Financing (NPF), Financing to Deposit Ratio (FDR) and Operating Costs of Optional Income (BOPO) on profitability (ROA) and (ROE) in BCA Syariah for the 2015-2022 period. This study uses a quantitative method with secondary data obtained from the official website of BCA Syariah. The sampling method through purposive sampling with research data analysis techniques includes classical assumption test, multiple linear regression test, and hypothesis test, The conclusion of the hypothesis test partially shows that NPF and FDR have no effect on Profitability (ROA), while FDR and BOPO have no effect on Profitability (ROE) in BCA Syariah. Meanwhile, simultaneously Non-Perfoming Financing (NPF), Financing to Deposit Ratio (FDR) and Operating Income Ratio (BOPO) affect the Profitability (ROA) of BCA Syariah. This is different from the ROE results which show that simultaneously Non-Perfoming Financing (NPF), Financing to Deposit Ratio (FDR), and Operating Income Ratio (BOPO) have no effect on the Profitability (ROE) of BCA Syariah