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All Journal Studia Economica: Jurnal Ekonomi Islam
Aswin, Aswin
IAIN SAS BABEL
Religion Economics, Econometrics & Finance Social Sciences

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Maksimalisasi Anggaran Sebagai Tolak Ukur Kepuasan Konsumi Dalam Pandangan Ekonomi Islam Aswin, Aswin; Nurdin, Muhammad
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 10 | No. 1 | 2024
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v10i1.20261

Abstract

This study defines consumption as using products and services, but it also emphasizes how crucial it is to addressing personal needs. The purpose of this study is to examine how budget maximization is viewed as a gauge of consumer happiness in Islamic economics. This research methodology combines a review of the literature with a qualitative approach. The study's findings demonstrate how, in the Islamic economic perspective, consuming is seen as a way to satisfy people's basic requirements. Religion is a major factor in influencing people's consumption decisions. Strong religious convictions will influence consumption in a significant way, affecting both this world and the afterlife.
Manajemen Keuangan Syariah: Perannya terhadap Produkivitas Usaha Mikro, Kecil dan Menengah (UMKM) Aswin, Aswin; Destiana, Yolanda; Nurdin, Muhammad
Studia Economica : Jurnal Ekonomi Islam STUDIA ECONOMICA: Jurnal Ekonomi Islam | Vol. 11 | No. 2 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/se.v0i2.26666

Abstract

This research aims to analyze the important role of Sharia financial management in increasing the productivity of micro, small, and medium enterprises (MSMEs). The application of Sharia principles in financial management for micro, small, and medium enterprises (MSMEs), which offers aspects of justice, equality, responsibility, and non-exploitation, can be an effective solution for financial management based on Islamic values. This research is a qualitative study using a literature study approach by analyzing various accountable sources, including books, scientific journals, and data presented by Sharia financial institutions. Content analysis is conducted in three stages: data reduction, data presentation, and drawing conclusions from the collected data. The research results show that the application of Sharia principles in the financial management process plays an important role in increasing the productivity of micro, small, and medium enterprises (MSMEs). This is due to increased consumer trust, the minimization of potential risks, and ease of access to financial services at Sharia financial institutions
Co-Authors Destiana, Yolanda Nurdin, Muhammad Nurdin, Muhammad