Garuda - Garba Rujukan Digital

Analisis Perbandingan Pendapatan Antara Penjualan Online Dan Offline Di Toko Uus Hasanah Hijab Widadah, Sil Silatul; Aziz, Abd.; Syuhri, Saifuddin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 8 No 1 (2024): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v8i1.1130

These technological advancements have led to dramatic changes in buying and selling habits. Promoting goods and services using online channels, such as social media and websites. This study aims to determine the comparison of online and offline sales revenue, and to determine the application of online and offline sales at the Uus Hasanah Hijab shop. The type of research used is field research, with a descriptive-qualitative approach. Data collection using observation, interviews, and documentation. The results of this study can conclude that online sales revenue is higher than offline sales, online sales reach 500 million, while offline sales are only 100 million. This happens because: 1) Offline sales transactions consumers must come directly to the store, while online can make transactions through various e-commerce platforms; 2) Offline operational costs are greater than online operations, because online only costs website maintenance and online marketing costs; 3) Offline reach and accessibility are limited to areas near the store, while online has a very wide range, anytime anywhere can transact; 4) Offline customer interactions can interact directly and can get product recommendations in person, while online interactions are only through communication media provided by each e-commerce platform such as WA, and the results of other customer reviews. Furthermore, the implementation of online sales for the Uus Hasanah Hijab shop uses several application platforms such as Instagram, Shopee, and TikTok. However, Uus Hasanah Hijab is more dominant in promoting Tiktok accounts compared to other online applications. Meanwhile, Uus Hasanah Hijab offline sales through making banners, distributing brochures, tidying up product displays, neat product packaging, imposing discounts and providing excellent service to customers who come to the Uus Hasanah Hijab Shop

Upaya Meningkatkan Pemasaran Produk Rengginang Artameilina, Elvinda; Islam, Muhammad Hifdil; Syuhri, Saifuddin
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 3 (September 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i3.923

This research aims to find out in detail about efforts to improve marketing of Rengginang products at Five Star MSMEs in Panarukan Situbondo. In this research, researchers used field study research. Field research used in qualitative research produces data which is interpreted as facts or information from actors (research subjects, information, actors, activities and places are the research subjects). Meanwhile, this type of research uses a case study type. A case study is part of a qualitative method that seeks to explore a particular case in more depth by involving the collection of various sources of information. This case study is a descriptive case study, that is, it aims to describe a fact or reality. The data source was obtained directly from the research location at Five Star UMKM Panarukan Situbondo through documents related to the problems studied. Apart from that, data was also obtained through interviews with the Chair of the MSME and several workers at the MSME. Once collected completely, it is then analyzed descriptively where specific conclusions are drawn from the general data that has been collected. The results of this research show that in general, efforts to increase the marketing of rengginang products are very effective because apart from having a permanent market, MSME managers are also taking strategic steps, namely by marketing online.

Implementasi POAC Pada Organisasi Koperasi Dalam Mencapai Tujuan Koperasi (Studi Pada Koperasi BMT Maslahah Jawa Timur) Syuhri, Saifuddin
Innovative: Journal Of Social Science Research Vol. 1 No. 1 (2021): Innovative: Journal of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v1i1.14182

Perkembangan Koperasi harus bisa membawa perubahan yang baik dilingkungan internal maupun eksternal. Fleksibilitas Koperasi tidak boleh stagnan sehingga dapat mengikuti perkembangan untuk keberlangsungan Koperasi. Tujuan penelitian ini adalah untuk mengetahui implementasi planning, organizing, actuating dan controlling (POAC) terhadap kegiatan Koperasi dalam mencapai tujuan tertentu. Penulisan makalah ini menggunakan metode analisis kualitatif dengan meninjau literatur dan mewawancarai Anggota Koperasi, Pengurus Koperasi, Pengelola dan Karyawan Koperasi Baitul Maal Wa al Tamwil (BMT) Maslahah Jawa Timur, untuk mendapatkan informasi tentang implementasi POAC. Hasilnya bahwa POAC diterapkan dalam manajemen Koperasi di seluruh operasional pengelolaannya guna mempertahankan kelanjutan Koperasi BMT. POAC sebagai dasar manajemen untuk organisasi manajerial. Implementasi dari POAC pada koperasi BMT Maslahah dibagi pada tiga perangkat yang harus dipenuhi, yaitu Rapat Anggota, Pengurus Pengawas dan Karyawan sebagai Pengelola. Masing-masing perangkat organisasi tersebut mempunyai tugas fungsi dan kewenangan yang harus dilakukan sesuai dengan ketentuan Anggaran Dasar Anggaran Rumah Tangga Koperasi dan dijabarkan dalam standar operasional manajemen dan standar operasional prosedur

Implementasi pengawasan internal pada koperasi (studi pada koperasi BMT Maslahah Jawa Timur) Syuhri, Saifuddin; Nurul, Nurul Fadila
KHIDMAH : Jurnal Pengabdian Masyarakat Vol. 4 No. 2 (2024): Vol. 4 No. 2 September 2024
Publisher : Lembaga Penerbitan, Penelitian, dan Pengabdian Masyarakat (LP3M) UNZAHLP3M

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/khidmah.v4i2.451

Koperasi harus mampu menentukan kebijakan dan strategi yang harus dikembangkan dan ditingkatkan dengan cara meningkatkan efektifitas system pengendalian internal. System penendalian dalam koperasi ditentukan oleh pengalaman kepengurusan dan manajemen. Penelitian pada koperasi Baitul Maal wa al Tamwil ini dilakukan dengan tujuan mengeksplorasi bagaimana pengendalian internal telah dijalankan sesuai dengan ketentuan pada anggaran dasar koperasi. Metode yang digunakan adalah partisipasi observasi untuk mengetahui implementasi pengawasan internal yang dilakukan oleh koperasi BMT Maslahah. Hasil penelitian ini adalah sistem pengawasan yang dilakukan dengan membentuk satuan pengawas internal dengan sistem pengawasan secara inten dan berkala terhadap kinerja keuangan, kinerja kelembagaan dan kinerja karyawan di semua wilayah kantor cabang. Sehingga system pengendalian internal dapat berjalan secara efektif.

Upaya Meningkatkan Pemasaran Produk Rengginang Artameilina, Elvinda; Islam, Muhammad Hifdil; Syuhri, Saifuddin
Jurnal Informatika Ekonomi Bisnis Vol. 6, No. 3 (September 2024)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v6i3.923

This research aims to find out in detail about efforts to improve marketing of Rengginang products at Five Star MSMEs in Panarukan Situbondo. In this research, researchers used field study research. Field research used in qualitative research produces data which is interpreted as facts or information from actors (research subjects, information, actors, activities and places are the research subjects). Meanwhile, this type of research uses a case study type. A case study is part of a qualitative method that seeks to explore a particular case in more depth by involving the collection of various sources of information. This case study is a descriptive case study, that is, it aims to describe a fact or reality. The data source was obtained directly from the research location at Five Star UMKM Panarukan Situbondo through documents related to the problems studied. Apart from that, data was also obtained through interviews with the Chair of the MSME and several workers at the MSME. Once collected completely, it is then analyzed descriptively where specific conclusions are drawn from the general data that has been collected. The results of this research show that in general, efforts to increase the marketing of rengginang products are very effective because apart from having a permanent market, MSME managers are also taking strategic steps, namely by marketing online.

Crisis Resilience and the Role of Islamic Financial Institutions in Regional Development Hidayaturrahman, Mohammad; Hidayat, Imam; Syahril, Syahril; Syuhri, Saifuddin
PUBLIC CORNER Vol 19 No 2 (2024): Public Corner
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik Universitas Wiraraja, Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/fisip.v19i2.3969

This research was conducted to find out and analyze the role of Islamic financial services, Bank BPRS Bhakti Sumekar and Baitul Maal wat Tamwil (BMT) NU Jawa Timur in sustainable development in region with a majority Muslim population, Sumenep Regency, Madura, East Java. The research model is comparative-qualitative, comparing the two Islamic financial services of Bank BPRS Bhakti Sumekar and BMT NU Jawa Timur in developing structural and cultural-based Islamic financial services. Bank BPRS Bhakti Sumekar is structurally based as a Regional Owned Enterprise (BUMD) for the Sumenep Regency Government. BMT NU Jawa Timur is culturally based, founded, and run by the community. The data collection technique for this research was in-depth interviews, observing activities in the offices and branches of the two financial services. In addition, a search was carried out for relevant documents owned by the two financial institutions and online media and official websites related to the research topic. Focus group discussions were also conducted with Islamic finance experts. The research succeeded in uncovering the role of the two Islamic financial services in sustainable development in Sumenep Regency. Culturally-based Islamic financial services grow faster and are more resilient to economic crises.

Integrating voluntary religious contributions (nadzar) into interest-free loans (qardh): A case study of BMT Maslahah, East Java, Indonesia Syuhri, Saifuddin; Asnawi, Nur; Djalaluddin, Ahmad
Journal of Islamic Economics Lariba Vol. 11 No. 1 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss1.art4

IntroductionIslamic microfinance has increasingly recognized the potential of integrating voluntary religious contributions to address operational and financial sustainability challenges. However, empirical research exploring the specific integration of voluntary vows (nadzar) within interest-free lending (qardh) remains limited.ObjectivesThis study aims to empirically examine the operational integration and socio-economic impacts of incorporating nadzar into qardh financing at Baitul Maal Wa Al Tamwil (BMT) Maslahah in East Java, Indonesia.MethodThis research employed a qualitative case study approach, collecting data through structured interviews, participant observations, and document analysis. Data were analyzed using thematic analysis to identify operational practices, borrower perceptions, financial impacts, and socio-economic outcomes.ResultsFindings indicated that integrating nadzar contributions significantly enhanced institutional financial sustainability, borrower accountability, repayment discipline, and overall stakeholder welfare. Borrowers reported increased financial stability and stronger moral obligations, while the institution benefited from improved operational transparency, liquidity, and community trust.ImplicationsThe study demonstrates that voluntary religious contributions effectively address operational sustainability concerns, improve borrower accountability, and positively impact socio-economic outcomes. These findings provide practical guidance for Islamic financial institutions seeking ethical, sustainable financial models.Originality/NoveltyThis research contributes novel empirical insights by validating the practical integration of nadzar within qardh financing, addressing a notable gap in Islamic microfinance literature. It offers a replicable model for enhancing financial sustainability and ethical integrity within Islamic finance.

PERSPEKTIF ISLAM DALAM ENTERPRENEUR Syuhri, Saifuddin
Finance : Journal of Accounting and Finance Vol. 1 No. 2 (2023): Volume 1 Nomor 2, Oktober 2023
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/c4btjw03

Entrepreneurship in the Islamic perspective is not merely considered an economic activity but also an act of worship and a means to attain life’s blessings. Islam encourages its followers to be productive, creative, and independent individuals who earn a living through lawful (halal) and wholesome (thayyib) business activities. Core values such as honesty (ṣidq), responsibility (amanah), diligence (ijtihād), and justice (‘adl) form the foundation of Islamic entrepreneurial practice. This article aims to explore the principles of entrepreneurship in Islam and how these values are applied in modern business contexts. Using a qualitative approach through literature review, this study concludes that entrepreneurship based on Islamic values can foster an ethical, sustainable, and socially beneficial business ecosystem.

Implementation of Employee Work Ethics (Study on Baitul Maal wa al Tamwil (BMT) Maslahah Cooperation) Syuhri, Saifuddin
Muhasabatuna : Jurnal Akuntansi Syariah Vol. 7 No. 1 (2025): Juny
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/muhasabatuna.v7i1.3129

Competition from financial institutions such as Baitul Maal Wa Al Tamwil (BMT) cannot be avoided, so employee performance and customer satisfaction are essential in running a business. This research method is descriptive qualitative. The result is that implementing of employee work ethics is influenced by the religious, cultural, socio-political, geographical environment, education and economic structure factors. Meanwhile, the fundamental values as the basis of Islamic work ethics are: monotheism, justice (al Adl), prophethood (a Nubuwah), government (khilafah), results (ma'ad) and carrying out activities based on the principles of siddiq/honesty, tabligh/transparency, Trustworthy/responsible and fathonah/professional as well as avoiding the elements of maysir (gambling), tadlis (fraud), gharar (uncertainty), usury, zulm (persecution), risywah (bribery).

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