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Strategic Management: Financial Planning and Fund Management for MSMEs Sumartan, Sumartan; Suriadi, Suriadi
MAR-Ekonomi: Jurnal Manajemen, Akuntansi Dan Rumpun Ilmu Ekonomi Vol. 2 No. 2 (2024): Jurnal Manajemen, Akuntansi dan Rumpun Ilmu Ekonomi (MAR-Ekonomi), April 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58471/mar-ekonomi.v2i2.380

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in both the global and local economies by contributing to job creation and innovation. However, MSMEs often face challenges in financial management, including access to financing and cost control. This study examines the importance of strategic financial management for MSMEs, including financial planning, cash flow management, and investment diversification. A qualitative approach is used to explore effective strategies in fund management and identify the challenges faced. The research findings indicate that good financial planning, wise fund management, and investment diversification are key strategies for enhancing MSME competitiveness and sustainability. Practical recommendations are developed to assist MSMEs in achieving their financial goals.
PENGEMBANGAN KESEJAHTERAAN PETANI MELALUI PROGRAM PENYULUHAN PERTANIAN BERBASIS AGRIBISNIS DI DESA TANETE, KABUPATEN SIDENRENG RAPPANG Sumartan, Sumartan; Salida, Amrizal; Haeril, Haeril; Suriadi, Suriadi; Daming, Hamdi D; Usman, Usman
Jurnal Abdi Insani Vol 11 No 4 (2024): Jurnal Abdi Insani
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/abdiinsani.v11i4.2140

Abstract

The agribusiness-based agricultural extension program in Tanete Village, Sidenreng Rappang Regency, focuses on improving agricultural productivity, management, and marketing through a holistic and participatory approach. Through this initiative, farmers are empowered to adopt the latest agricultural technologies, implement adaptive farming practices, and expand product diversification. The results of the program show significant improvements in production yields, income, and agricultural resilience against climate change and market dynamics. Partnerships with the government and financial institutions also provide strategic support in local economic development and the sustainability of agricultural enterprises in Tanete Village.
Konsep Pemberdayaan: Penyuluhan dan Pemberdayaan Petani Perempuan dalam Konteks Pertanian berbasis Gender Sumartan, Sumartan
Regalia: Jurnal Riset Gender dan Anak Vol 2 No 2 (2023): November, 2023
Publisher : Pusat Penelitian Pemberdayaan Perempuan, Gender, dan Anak UMRAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31629/jga.v2i2.6386

Abstract

Pemberdayaan petani perempuan adalah kunci untuk meningkatkan keberlanjutan dan ketahanan pangan dalam masyarakat agraris modern. Artikel ini mengkaji secara teoritis termasuk landasan teori yang mendasari pemberdayaan perempuan petani, dengan fokus pada kesetaraan gender; pembangunan berbasis masyarakat; dan pertanian berkelanjutan. Melalui kajian mendalam, artikel ini membahas penyuluhan pertanian yang berperan penting dalam pemberdayaan perempuan petani. Penelitian ini mengeksplorasi pemberdayaan perempuan petani yang melibatkan serangkaian langkah dan strategi untuk meningkatkan pengetahuan, keterampilan, akses dan kepercayaan diri mereka dalam mengelola usaha pertanian dan meningkatkan kesejahteraan keluarga dan komunitas mereka. Beberapa intervensi utama untuk memberdayakan perempuan petani adalah melalui pendidikan dan pelatihan; akses terhadap sumber daya; peningkatan pasar dan nilai tambah; aspek kesejahteraan sosial dan kesehatan; aspek kesadaran lingkungan; pemberdayaan teknologi; dan advokasi dan kesetaraan. Artikel ini memaparkan metode teoritis yang memberikan pandangan mendalam mengenai pentingnya inklusi dan kesetaraan gender dalam transformasi sektor pertanian. Implikasi kebijakan dan arah penelitian di masa depan memberikan wawasan bagi pembuat kebijakan, praktisi, dan peneliti yang tertarik untuk mendukung pertanian berkelanjutan dan inklusif melalui pemberdayaan perempuan petani. Dengan memperkuat peran perempuan petani, kita dapat mencapai tujuan nasional yaitu ketahanan pangan yang berkelanjutan dan adil untuk semua.
PENGUATAN NILAI-NILAI LUHUR KEARIFAN LOKAL MASYARAKAT BUGIS MELALUI PENDEKATAN BUTTERFLY EFFECT DAN RIPPLE EFFECT UNTUK PEMBENTUKAN KARAKTER GENERASI Z Sumartan, Sumartan; Kurnia, Fakhruddin; Ayu, Ari; Arnas, Riska; Putri P, Andi Sri Kumala Putri P; Nurwafiyyah, Auliyah; Basri, Jumriah; Heady S, Muhammad G. Try; Daming, Hamdi M.
Jurnal Pepadu Vol 6 No 2 (2025): Jurnal Pepadu
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v6i2.7528

Abstract

Globalization has had a significant impact on people's lifestyles, including diminishing the younger generation’s appreciation for the noble cultural values of local traditions, such as the Bugis culture in Sidenreng Rappang Regency. This community service program aims to identify and strengthen the noble values of the Bugis local wisdom through the Butterfly Effect and Ripple Effect approaches in shaping the character of Generation Z. Cultural values such as honesty (lempu'), intelligence (amaccang), propriety (assitinajang), resilience (agettengeng), effort (reso), and the principle of shame (siri') serve as the main foundation implemented in culturally-based educational activities. The Butterfly Effect approach involves key individuals as cultural ambassadors to spread these values through small actions that create a significant impact, while the Ripple Effect spreads positive influence continuously through community-based programs. Through intergenerational mentoring programs, folk tale competitions, traditional art performances, and culture-based skills training, the youth of Sidenreng Rappang are encouraged to apply local values in their daily lives. The results of this community service show that the application of these two approaches can enhance pride in local culture and strengthen the character of Generation Z, making them more resilient in facing the challenges of the times without losing their cultural roots
PENINGKATAN KAPASITAS UMKM MELALUI PENDAMPINGAN PENYUSUNAN LAPORAN KEUANGAN SEDERHANA DI KELURAHAN PANGKAJENE, KECAMATAN MARITENGNGAE, KABUPATEN SIDENRENG RAPPANG Ayu, Ari; Sumartan, Sumartan; Putri P, Andi Sri Kumala; Suriadi, Suriadi; Nurwafiyyah, Auliyah; Basri, Jumriah; Nirmasari, Dian; Asrini, Asrini; Putri D, A. Kartini Sari; Heady S, Muhammad G. Try
Jurnal Pepadu Vol 6 No 2 (2025): Jurnal Pepadu
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/pepadu.v6i2.7569

Abstract

Awareness of the importance of financial literacy among MSME actors demands appropriate interventions in the form of comprehensive education and continuous mentoring. This community service program aimed to enhance the financial management capacity of Micro, Small, and Medium Enterprises (MSMEs) through training and mentoring on basic financial reporting. The program was implemented in Pangkajene Urban Village, Sidenreng Rappang Regency, involving 15 MSME actors from the food, handicraft, and service sectors. The methods included problem identification, basic accounting training, financial recording practice, and intensive individual and group mentoring. The results showed a significant improvement in participants’ understanding of basic accounting concepts and their ability to prepare simple income statements and daily cash records. Furthermore, participants responded positively and demonstrated a strong commitment to implementing consistent financial recordkeeping in their businesses. However, challenges such as consistency in recording and difficulty understanding accounting terms were still present. This activity demonstrates that a practical, mentoring-based approach is effective in strengthening the financial capabilities of MSME actors