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All Journal Journal of Economics Research and Policy Studies Penamas: Journal of Community Service
Wibisono, Audi
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Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Health Professions Other

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Upaya penanaman karakter rajin pada anak usia dini Wibisono, Audi; Sugianto, Everson; Velicia Gela, Kathryn; Linawati, Nanik
Penamas: Journal of Community Service Vol. 4 No. 1 (2024): Penamas: Journal of Community Service
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/penamas.v4i1.813

Abstract

For four days, community service activities were given to early childhood children at Rainbow Kiddy Kindergarten, Surabaya. Eight children participated, and all of them were kindergarten B students. The aim of holding this activity was to provide understanding and instill habits for productive and diligent living. The learning method is done through puppet stages that present educational stories, block assembly games, drawing on scratch paper, puzzle games, and coloring fans and piggy banks. The results of this community service activity show that the socialization activity has made children understand the importance of being diligent. Puzzle games and assembling blocks train children's motoric, sensory, and mental cognitive abilities to make efforts. Drawing activities on scratch paper and coloring fans encourage children to be more expressive and creative. Coloring piggy banks encourages creativity and the intention to start saving.
Pengaruh literasi keuangan dan demografi terhadap perencanaan pensiun pada individu pekerja di Surabaya Wibisono, Audi; Anastasia, Njo
Journal of Economics Research and Policy Studies Vol. 4 No. 3 (2024): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v4i3.1259

Abstract

Financial literacy plays a crucial role in preparing retirement planning. Without a good understanding of financial management, individuals will face financial challenges when retirement. This study examines the effect of financial literacy and demographics on individual retirement planning in Surabaya. This type of research is a comparative analysis with a sample of individuals already working and domiciled in Surabaya, selected using a purposive sampling technique and obtained 141 respondents. The data collection technique used a questionnaire distributed online via Google Forms on WhatsApp and Line media. The data analysis technique used was a Chi-square and one-way ANOVA test. The study results showed that financial literacy is essential in saving decisions but does not affect the savings chosen. Demographic factors such as age, education, income, gender, and marital status significantly influence saving decisions with a sign level, while only gender and marital status affect the choice of savings categories. This study implies that pension policies and programs should be designed by considering demographic characteristics, such as education level and income, to be more effective in encouraging retirement-saving behavior.
Co-Authors Nanik Linawati Njo Anastasia Sugianto, Everson Velicia Gela, Kathryn