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All Journal Journal of Economics and Social Sciences Social Science Academic
Hidayatullah, Fakaruzzaman
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Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences

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Analisis Pengaruh Jumlah Kantor Bank, Rata-Rata Gaji, dan Beban Overhead Terhadap Profitabilitas Bank Hidayatullah, Fakaruzzaman
Social Science Academic Vol 1 No 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v1i2.4214

Abstract

Banking competition consists of price and non-price competition. Price competition from credit and interest rate deposits while non-price competition from the quantity and quality of bank services. Quality of service is subjective, so in this study using the quantity of services. Measured quantity of bank services from a variety of services provided to customers is calculated by unit or the amount of funds expended. This study examines the effect of the quantity of services to bank profitability. Bank profitability measured by ROA. Quantity of services consists of a number of bank offices, the number of ATM machines, overhead expenses and average salary. The results showed that the number of bank offices and the average salary of a significant positive effect on the profitability of banks, while the overhead burden of significant negative effect on the profitability of banks. The three variables simultaneously have a positive effect on bank profitability.
The Influence of Islamic Branding, Maslahah Perception, and Religiosity on Halal Product Purchase Decisions through Purchase Intention Hidayatullah, Fakaruzzaman
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.862

Abstract

This study aims to determine the role of Islamic law in young Muslim consumers in consuming halal products. Growing technology has positive and negative impacts on the lives of Muslims, especially the younger generation, the intermingling of materialism, hedonism and utilitarianism culture in the younger generation has an impact on changing behavior as Muslims, especially in consumption behavior according to Islamic law, a preliminary survey of researchers to Muslim consumers The young generation in East Java shows that consumptive behavior in purchasing products without finding out the type of product consumed in terms of Islamic law, but rather as a basis for meeting the needs of life. The results found that Islamic branding, perceptions maslahah and religiosity have a very strong influence on buying interest and purchasing decisions for halal products. Purchase interest mediates the influence of Islamic branding, perceptions of maslahah and religiosity on the decision to purchase halal products. Empirically the results of this study indicate that Islamic law has an important role in regulating the behavior of young Muslim consumers in the State Islamic Religious College students in East Java in purchasing halal products
Analisis Pengaruh Jumlah Kantor Bank, Rata-Rata Gaji, dan Beban Overhead Terhadap Profitabilitas Bank Hidayatullah, Fakaruzzaman
Social Science Academic Vol. 1 No. 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.v1i2.4214

Abstract

Banking competition consists of price and non-price competition. Price competition from credit and interest rate deposits while non-price competition from the quantity and quality of bank services. Quality of service is subjective, so in this study using the quantity of services. Measured quantity of bank services from a variety of services provided to customers is calculated by unit or the amount of funds expended. This study examines the effect of the quantity of services to bank profitability. Bank profitability measured by ROA. Quantity of services consists of a number of bank offices, the number of ATM machines, overhead expenses and average salary. The results showed that the number of bank offices and the average salary of a significant positive effect on the profitability of banks, while the overhead burden of significant negative effect on the profitability of banks. The three variables simultaneously have a positive effect on bank profitability.
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