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Siregar, Rini
Universitas Muhammadiyah Sumatera Utara

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MANAJEMEN KEUANGAN PRIBADI PADA SISWA MATTAYOM DI SEKOLAH SANGKOM ISLAM WITTAYA SCHOOL Siregar, Rini; Poham, Selamat
Hijri Vol 13, No 1 (2024): HIJRI
Publisher : Universitas Islam Negeri Sumatera Utara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30821/hijri.v13i1.19717

Abstract

This research aims to analyze the practices of personal financial management among Mattayom students at Sangkom Islam Wittaya School. The research employed survey and interview methods with Mattayom class students, along with qualitative analysis. Findings reveal that a significant number of Mattayom students have limited understanding of personal financial management. Despite receiving regular allowances, a lack of awareness regarding the importance of budgeting and saving makes them vulnerable to financial instability. Educational factors, spending patterns, and social influences also contribute to students' financial management practices. Therefore, this research recommends the development of an integrated financial education program within the school curriculum. It is expected to assist Mattayom students in enhancing their personal financial management skills and preparing them to face future financial challenges