Divaputri, Adelya
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KUR Credit Scoring Assessment for Prospective Debtors to Minimize Non Performing Loan at BPD Sumsel Babel Main Branch Kapten A.Rivai Divaputri, Adelya; Panuntun, Bagus
Finance : International Journal of Management Finance Vol. 2 No. 1 (2024): September
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/finance.v2i1.53

Abstract

This research entitled “KUR Credit Scoring Assessment for Prospective Debtors to Minimize Non Performing Loan at BPD Sumsel Babel Main Branch Kapten A.Rivai” analyze the credit assessment process that occurs in BPD Sumsel Babel. BPD Sumsel Babel is one of the financial institutions in Indonesia that supports economic growth in South Sumatera and Bangka Belitung. The main focus of this research is to identify obstacles in credit assessment related to KUR financing using descriptive qualitative research methods in the form observation, interviews, and documentation and also formulating recommendations that can improve the assessment for prospective debtors in order to prevent non performing loans in the future. Recommendations for BPD Sumsel Babel main branch Kapten A.Rivai in the form of improving the assessment form by adding question point to the credit analysis worksheet to develop a system in the form of an integrated website/platform. 
KUR Credit Scoring Assessment for Prospective Debtors to Minimize Non-Performing Loans at BPD South Sumatra Babel Main Branch Captain A.Rivai Divaputri, Adelya; Panuntun, Bagus
Journal Of Accounting Management Business And International Research Vol 4, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jambuair.v4i1.3695

Abstract

The research entitled "KUR Credit Scoring Assessment Procedure for Prospective Debtors to Minimize Non-Performing Loans at the Regional Development Bank of South Sumatra Babel, Captain A.Rivai Main Branch" analyzes the credit scoring process that occurs at Bank Sumsel Babel. The main focus of the research is understanding the obstacles in credit scoring assessment. The research method used is descriptive qualitative research in the form of observation, interviews and documentation. Recommendations for Bank Sumsel Babel Main Branch Captain A.Rivai Palembang include improving the assessment form in the form of adding question points on the credit analysis worksheet to developing a device or system in the form of an integrated platform/website.
KUR Credit Scoring Assessment for Prospective Debtors to Minimize Non-Performing Loans at BPD South Sumatra Babel Main Branch Captain A.Rivai Divaputri, Adelya; Panuntun, Bagus
Journal Of Accounting Management Business And International Research Vol 4, No 1 (2025): April 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jambuair.v4i1.3695

Abstract

The research entitled "KUR Credit Scoring Assessment Procedure for Prospective Debtors to Minimize Non-Performing Loans at the Regional Development Bank of South Sumatra Babel, Captain A.Rivai Main Branch" analyzes the credit scoring process that occurs at Bank Sumsel Babel. The main focus of the research is understanding the obstacles in credit scoring assessment. The research method used is descriptive qualitative research in the form of observation, interviews and documentation. Recommendations for Bank Sumsel Babel Main Branch Captain A.Rivai Palembang include improving the assessment form in the form of adding question points on the credit analysis worksheet to developing a device or system in the form of an integrated platform/website.