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Aknis, Bintang Jaya
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Economics, Econometrics & Finance Electrical & Electronics Engineering Social Sciences

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PERAN APLIKASI DANA DALAM MENDORONG PENINGKATAN TRANSAKSI DIGITAL DI MASYARAKAT Aknis, Bintang Jaya; Fandiyanto, Randika; Melinda, Nabila Adelia; Agustin, Adelia Dwi; Cahyaningati, Dinda Dwi; Ghofiqi, M. Zam-Zam Al; Pratama, Juli Nanda
Jurnal Mahasiswa Entrepreneurship (JME) Vol 3 No 3 (2024): MARET 2024
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v3i3.4854

Abstract

In Indonesia, many people do not understand the role of Fintech in transactions, especially in the DANA application. People tend to use cash rather than Fintech. Moreover, people in rural areas lack insight into technology, lack literacy, and do not support MSMEs that use Fintech (DANA) This research aims to determine the role of fund applications in encouraging increased digital transactions in society. As well as encouraging readers how important applications are in the economy and the role of fund applications in facilitating transactions, doing business, investment, loans, and others. In this article readers can find out the fund profile starting from the business strategy and history of DANA's development. The method that researchers use is a qualitative descriptive method so that readers can find out some of the information included from some of the data collected, which means the data obtained by researchers is opinions according to several articles that have been included in the bibliography. The conclusion of this research is that we must be aware of how important the role of Fintech (DANA) is in Indonesia, especially in the aspect of improving the economy and digital literacy, because with Fintech MSMEs can be more advanced because they make payments efficient and increase people's digital literacy.
ANALISIS KELAYAKAN BISNIS PADA UMKM KOPI KAULE DARI ASPEK PENGAMBILAN KEPUTUSAN DAN MANAJEMEN TENAGA KERJA YANG DI NILAI Aknis, Bintang Jaya; Ariyantiningsih, Febri; Wati, Ratna Lia; Yonisaputra, Virgiawan Ramadhana; Laia, Yuaidarni Hati
Jurnal Mahasiswa Entrepreneurship (JME) Vol 4 No 12 (2025): DESEMBER 2025
Publisher : Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/jme.v4i12.7985

Abstract

Decision-making is an important aspect in the sustainability and development of Micro, Small, and Medium Enterprises (MSMEs), including the Kaule Coffee MSME which operates in the field of mobile coffee sales with an innovative concept using electric carts and bicycles. This study aims to analyze the decision-making process applied to the Kopi Kaule MSME and its impact on team operations and performance. The research methods used were observation and interviews with the owner and employees of Kopi Kaule. The results showed that the decision-making process at Kopi Kaule remains owner-centered, with a democratic and participatory leadership style in several operational aspects, such as menu selection, work schedules, and promotional strategies. Employees are given space to express their opinions, but the final decision rests with the owner. This situation facilitates rapid decision-making, but also creates a high level of dependence on the owner and limits employee initiative. Therefore, strengthening the decision-making system is necessary through delegation of authority, clearer division of tasks, and increased communication and regular evaluation. With more structured decision-making management, Kopi Kaule MSME is expected to improve operational effectiveness, team independence, and sustainable business competitiveness.
Co-Authors Agustin, Adelia Dwi Ariyantiningsih, Febri Cahyaningati, Dinda Dwi Fandiyanto, Randika Ghofiqi, M. Zam-Zam Al Laia, Yuaidarni Hati Melinda, Nabila Adelia Pratama, Juli Nanda Wati, Ratna Lia Yonisaputra, Virgiawan Ramadhana