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All Journal Journal of Management and Business Insight Jurnal Ilmu Pendidikan dan Bahasa
Marcella, Eka
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Library & Information Science Social Sciences Other

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Locus of control, financial knowledge, financial attitude, financial self-efficacy, and social economic status as antecedents of financial management behavior Rahmawati, Umi; Marcella, Eka
Journal of Management and Business Insight Vol. 1 No. 1 (2023)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jombi.v1i1.561

Abstract

Purpose-This study aims to investigate past trends in financial management practices. Factors such as locus of control, financial literacy, financial mindset, financial self-efficacy, and socioeconomic standing are thought to influence financial management practices. Design/Methodology/Approach-In this study, a sample of 92 students from the Faculty of Economics and Business in the Daerah Istimewa Yogyakarta who responded to questionnaires as part of a quantitative approach to data collection. Purposive sampling is the sampling method employed, and the Likert scale is the scale measurement instrument. Using the SPSS analysis tool, multiple linear regression analysis is used to test hypotheses. Findings-All factors assumed to influence financial management behavior were shown to be advantageous, according to the study's findings. Evidence has shown that locus of control, financial knowledge, financial attitude, financial self-efficacy, and social economic standing positively influence the financial management behavior of students at the Faculty of Economics and Business in the Daerah Istimewa Yogyakarta. Research limitations/implications-The results of the research are expected to serve as a guide and a source of knowledge for everyone, particularly for children and students who are trying to develop or maintain good money management habits. This study found that a variety of factors, including locus of control, financial knowledge, financial attitude, financial self-control, and social economic status, can influence a person's financial management behavior. Originality/value-There is currently a dearth of research on students in Daerah Istimewa Yogyakarta who practice sound financial management. This study aims to identify the variables influencing the financial management practices of Daerah Istimewa Yogyakarta students enrolled in the Faculty of Economics and Business.
PENGARUH SEKTOR PARIWISATA TERHADAP KEMISKINAN DI PROVINSI JAWA TENGAH: PENERAPAN KAIDAH RANTAI Marcella, Eka; Anas, Muhammad
Mandalika: Jurnal Ilmu Pendidikan dan Bahasa Vol 1 No 1 (2023): Mandalika: Jurnal Ilmu Pendidikan dan Bahasa
Publisher : Mandalika Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59613/jipb.v1i1.23

Abstract

Sebagai negara berkembang, Indonesia belum terlepas dari masalah kemiskinan. Jawa Tengah merupakan salah satu provinsi di Indonesia yang memiliki jumlah penduduk miskin tertinggi. Salah satu sektor yang berpotensi mengurangi kemiskinan adalah pariwisata, melalui berbagai upaya seperti meningkatkan pendapatan nasional, menciptakan lapangan pekerjaan, dan penerimaan devisa. Penelitian ini bertujuan untuk mengestimasi pengaruh jumlah hotel dan jumlah wisatawan terhadap PDRB sektor pariwisata, dan pengaruh PDRB sektor pariwisata terhadap kemiskinan di 35 kabupaten/kota di Provinsi Jawa Tengah tahun 2015-2020 dengan menggunakan regresi data panel melalui pendekatan Fixed Effects Model (FEM) dan penerapan kaidah rantai (chain rule) dalam diferensial. Hasil penelitian ini menunjukkan bahwa jumlah hotel dan jumlah wisatawan berpengaruh positif terhadap PDRB sektor pariwisata, dan PDRB sektor pariwisata berpengaruh negatif terhadap kemiskinan. Maka, secara matematis, jumlah hotel dan jumlah wisatawan berpengaruh negatif terhadap kemiskinan. Dengan demikian, asas chain rule terbukti pada penelitian ini. Untuk dapat menekan angka kemiskinan, pemerintah hendaknya mampu mengembangkan potensi setiap daerah dengan tujuan menyerap investor lebih banyak agar dapat meningka¬¬¬tkan lapangan pekerjaan dan pendapatan.
Co-Authors Muhammad Anas Umi Rahmawati