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All Journal Jurnal Istiqro' IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Zulpawati
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences Other

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INFLUENCE DIVERSIFICATION PRODUCTS, PACKAGING INNOVATION, HALAL LABELIZATION TO INCREASING THE QUANTITY OF SALES OF BABAKAN SANDUBAYA BREAD Hidayah, Nurul; Zulpawati; Atmayanti, Tati
IQTISHADUNA Vol. 14 No. 2 (2023): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the effect of product diversification, packaging innovation, halal labeling on the sales quantity of Babakan Sandubaya bread. This type of research is a quantitative approach with asosiative method. The sample in a study amounted to 45. Data collection techniques using questionnaires and processed using SPSS 26. The results of this study indicate that partially product diversification has no positive and significant effect on the quantity of bread sales with the result that the t-count value (X1) is 0.200 which is smaller than the t-table value of 2.019 with a significance probability value of 0.842 > 0.05. Packaging innovation has a positive and significant effect on sales quantity with a t-count value (X2) of 6,437 greater than the t-table value of 2.019 with a significance probability of 0.000 <0.05. Halal labeling has a positive and significant effect on sales quantity with a t-count value (X3) of 2,383. greater than the t-table value of 2.019 with a significance probability of 0.004 <0.05. Meanwhile, simultaneously obtained an f-count value of 11.013 from f-table 2.83 and a significant probability value of 0.000 <0.05. So it can be concluded that the variables (X1), (X2), (X3) simultaneously have a significant effect on (Y) Babakan Sandubaya bread. Judging from the coefficient, the R square value is 0.69, this shows that out of 100% there are 69% of the independent variables that can explain the dependent variable. The remaining 31% is influenced by other variables not included in this study.
Strategi Pengelolaan Modal Kerja dalam Menjaga Tingkat Likuiditas dan Profitabilitas pada BMT- Al Hidayah Kabupaten Lombok Timur Ainul Arofah; Zaenudin Mansyur; Zulpawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1925

Abstract

The background of this research is the determination of working capital in relation between the liquidity trade off and profitability, the capital determination which is not appropriate will have an impact on the liquidity level causing BMT being unproductive, and it also impacts on profitability. This research aimed to determine the working capital management strategy in maintaining liquidity and profitability levels and how the impact of the strategy which has been implemented.This research was descriptive qualitative research using primary and secondary data, with data collection techniques namely observation, interviews and documentation of the financial reports from 2019 to 2021. The analysis used was data reduction, data presentation, drawing conclusions, and financial report analysis used the calculation of liquidity and profitability ratios. The results of the research showed that the working capital management strategy and policy used by BMT AI-Hidayah in maintaining the level of liquidity, namely establishing partnerships with sharia banks and non-banks, setting cash budgets, and allocating the funds to branch offices, while the policy used by BMT in maintaining its profitability level was distribution in the funding form. The impact of the policy implemented by BMT in terms of liquidity, namely having sufficient funds in its operations to pay the obligations. It can be seen in the ratio calculation from 2019 to 2021. NWC, current ratio, cash ratio are in a fairly good category. the impact on the profitability side was that BMT has increased revenue and this can be seen in the ROE calcultion which is in the very good category, while the ROI calcultion is in the fairly good category.
Strategi Pengelolaan Modal Kerja dalam Menjaga Tingkat Likuiditas dan Profitabilitas pada BMT- Al Hidayah Kabupaten Lombok Timur Ainul Arofah; Zaenudin Mansyur; Zulpawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1925

Abstract

The background of this research is the determination of working capital in relation between the liquidity trade off and profitability, the capital determination which is not appropriate will have an impact on the liquidity level causing BMT being unproductive, and it also impacts on profitability. This research aimed to determine the working capital management strategy in maintaining liquidity and profitability levels and how the impact of the strategy which has been implemented.This research was descriptive qualitative research using primary and secondary data, with data collection techniques namely observation, interviews and documentation of the financial reports from 2019 to 2021. The analysis used was data reduction, data presentation, drawing conclusions, and financial report analysis used the calculation of liquidity and profitability ratios. The results of the research showed that the working capital management strategy and policy used by BMT AI-Hidayah in maintaining the level of liquidity, namely establishing partnerships with sharia banks and non-banks, setting cash budgets, and allocating the funds to branch offices, while the policy used by BMT in maintaining its profitability level was distribution in the funding form. The impact of the policy implemented by BMT in terms of liquidity, namely having sufficient funds in its operations to pay the obligations. It can be seen in the ratio calculation from 2019 to 2021. NWC, current ratio, cash ratio are in a fairly good category. the impact on the profitability side was that BMT has increased revenue and this can be seen in the ROE calcultion which is in the very good category, while the ROI calcultion is in the fairly good category.
STRATEGI PENGELOLAAN MODAL KERJA DALAM MENJAGA TINGKAT LIKUIDITAS DAN PROFITABILITAS PADA BMT- AL HIDAYAH KABUPATEN LOMBOK TIMUR Ainul Arofah; Zaenudinmansyur; Zulpawati
Jurnal Istiqro Vol. 10 No. 2 (2024): Juli 2024
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v10i2.2754

Abstract

This research aimed to determine the working capital management  in maintaining liquidity and profitability levels and how the impact of the policy which has been implemented. This research was descriptive 0qualitative research using primary and secondary data, with data collection techniques namely observation, interviews and documentation of the financial reports from 2019 to 2021. The analysis used was data reduction, data presentation, drawing conclusions, and financial report analysis used the calculation of liquidity and profitability ratios.The results of the research showed that the working capital management policy used by BMT AI-Hidayah in maintaining the level of liquidity, namely establishing partnerships with sharia banks and non-banks, setting cash budgets, and allocating the funds to branch offices, while the policy used by BMT in maintaining its profitability level was distribution in the funding form. The impact of the policy implemented by BMT in terms of liquidity, namely having sufficient funds in its operations to pay the obligations. It can be seen in the ratio calculation from 2019 to 2021. NWC, current ratio, cash ratio  are in a fairly good category. the impact on the profitability side was that BMT has increased revenue and this can be seen in the ROE calcultion which is in the very good category,  while the ROI calcultion is in the fairly good category.
Co-Authors Ainul Arofah Atmayanti, Tati NURUL HIDAYAH Zaenudin Mansyur Zaenudinmansyur