WAHIDAH, SOFIATUL
Unknown Affiliation

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : IJED: International Journal of Economy Development Research

IMPLEMENTATION OF RISK MANAGEMENT OF THE MUDARABAH CONTRACT AT BMT UGT NUSANTARA BONDOWOSO KOTA BRANCH wahidah, Sofiatul
IJED: International Journal of Economy Development Research Vol 3, No 1 (2024)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v3i1.9420

Abstract

This study aims to explain the implementation of risk management in the mudarabah contract at BMT UGT Nusantara Bondowoso Kota Branch, especially in financing the agricultural sector. Qualitative methods are used to collect data through interviews, observations, and documentation studies. The results of the study show that the financing risks at BMT include payment congestion due to crop failures and customer dishonesty in reporting business results. The risk management implemented involves risk identification using the 5C principle (Character, Capacity, Capital, Collateral, Condition), risk measurement based on collectibility categories, risk monitoring through direct supervision and evaluation of customer finances, as well as risk control through warning letters and collateral confiscation. Although risk management at BMT UGT Nusantara Bondowoso Kota Branch is quite good, there are still shortcomings in socialization to customers about the importance of risk management. Increased accuracy in analyzing financing and training to customers is expected to minimize the risk of problematic financing for mudarabah. 
PROFIT ANALYSIS AS A COMPANY PERFORMANCE INDICATOR IN THE PERSPECTIVE OF IBNU KHOLDUN'S COMPANY THEORY Adinata, Uslan; Wahidah, Sofiatul; Suib, Mohammad Syaiful
IJED: International Journal of Economy Development Research Vol 4, No 1 (2025)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/ijed.v4i1.10839

Abstract

The aim of this research is to influence the company as an indicator in using Ibn Khaldun's theory. The research method used is a qualitative qualitative method to describe and make it easier for researchers with data collection techniques, observations, comments and literature studies. The research results show that Ibnu Khaldun is not only profit-oriented towards material benefits but also has non-material aspects such as piety, patience and gratitude.