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ANALISIS YURIDIS AGUNAN BERUPA ASET KRIPTO DALAM PENERAPAN PRINSIP 5C PEMBERIAN KREDIT PERBANKAN Kirana, Anggun
JURNAL AKTA YUDISIA Vol 7, No 2 (2022): Akta Yudisia
Publisher : Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35334/ay.v7i2.4942

Abstract

AbstractThis research will examine from a juridical perspective whether crypto assetscan be used as collateral in the application of the 5C principles of bankingcredit issuance. This research is a normative legal study that employs astatutory approach. The primary legal materials used include the Civil Code,Law Number 10 of 1998 concerning Amendments to Law Number 7 of 1992on Banking, Law Number 32 of 1997 on Commodity Futures Trading, LawNumber 42 of 1999 on Fiduciary Guarantees, and secondary legal materialssuch as books, journals, and the findings of other research related to the issue.The results of this study indicate that crypto assets can be used as collateral inbanking credit issuance, either through pawn or fiduciary institutions, each ofwhich has its own characteristics. Therefore, the appropriate collateralinstitution will depend on the preferences of the debtor and the creditor. It isimportant to identify legal risks and other associated risks, such as pricefluctuations, so that crypto assets can be used as additional collateral ratherthan primary collateral.Keywords: Aset Kripto, Prinsip 5C, Kredit Perbankan
ANALISIS YURIDIS AGUNAN BERUPA ASET KRIPTO DALAM PENERAPAN PRINSIP 5C PEMBERIAN KREDIT PERBANKAN Kirana, Anggun
JURNAL AKTA YUDISIA Vol 9, No 1 (2024): VOL 9 NO 1 JUNI 2024
Publisher : Universitas Borneo Tarakan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35334/ay.v9i1.5503

Abstract

This research will examine from a juridical perspective whether crypto assetscan be used as collateral in the application of the 5C principles of banking creditissuance. This research is a normative legal study that employs a statutoryapproach. The primary legal materials used include the Civil Code, Law Number10 of 1998 concerning Amendments to Law Number 7 of 1992 on Banking, LawNumber 32 of 1997 on Commodity Futures Trading, Law Number 42 of 1999 onFiduciary Guarantees, and secondary legal materials such as books, journals, andthe findings of other research related to the issue. The results of this studyindicate that crypto assets can be used as collateral in banking credit issuance,either through pawn or fiduciary institutions, each of which has its owncharacteristics. Therefore, the appropriate collateral institution will depend onthe preferences of the debtor and the creditor. It is important to identify legalrisks and other associated risks, such as price fluctuations, so that crypto assetscan be used as additional collateral rather than primary collateral.Keywords: Aset Kripto, Prinsip 5C, Kredit Perbankan
Crypto Assets as Dowry in Marriage According to Islamic Law in Indonesia Kirana, Anggun; Mahmudah, Masrifatun; Ali, Muhammad
Journal of Transcendental Law Vol. 5 No. 1 (2023): Journal of Transcendental Law
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/jtl.v5i1.2713

Abstract

Nowadays, crypto assets are increasingly showing their existence, not only as digital assets but can also be used as dowries in marriage. However, the use of crypto assets as dowry does not yet have a legal basis in the Marriage Law or its amendments. Instead, it is determined that the validity of marriage is returned to the religious law of each prospective bride and groom. The focus of the purpose of this research is to analyze the law of crypto assets as a dowry in marriage from the perspective of Islamic law in Indonesia. This research is a type of normative legal research using the statute approach method. The legal materials used are primary and secondary legal materials. Data collection techniques are carried out through literature studies by tracing, collecting, researching, and reviewing or analyzing legal materials. The data obtained is then analyzed using qualitative analysis. The results show that the provisions regarding dowry in marriage according to Islamic Law are specifically regulated in the Compilation of Islamic Law, but there are no provisions regarding the conditions under which something can be used as dowry. In the legal context, crypto assets as a dowry in marriage according to Islamic law in Indonesia, based on the conditions of dowry outlined by Shaykh Abdurrahman Al-Juzairi, are invalid because crypto assets do not meet some of the requirements of dowry, namely valuable property, holy and halal goods, and known types and characteristics.
Perlindungan Hukum terhadap Hak Pegawai Negeri Sipil dalam Sistem Kepegawaian Indonesia Paus Paus, Subaida; Markus, Dwi Pratiwi; Kirana, Anggun
Media of Law and Sharia Vol. 6 No. 2: March 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/mls.v6i2.354

Abstract

Legal protection for Civil Servants in Indonesia is a crucial aspect of ensuring the professionalism and integrity of the state apparatus. The primary legal framework governing this protection is Law Number 20 of 2023 on the State Civil Apparatus, which underscores the principles of integrity, professionalism, neutrality, and freedom from political intervention within the State Civil Apparatus. Additionally, Government Regulation Number 11 of 2017 on Civil Servant Management outlines the rights and protections afforded to Civil Servants. The purpose of this research is to analyze the regulations governing legal protection for Civil Servants, identify challenges in the implementation of existing regulations, and propose recommendations to enhance policies for more effective legal protection of PNS. This study employs normative legal research methods to analyze the regulations governing legal protection, including legal assistance for Civil Servants facing legal issues related to their official duties. The findings indicate that while the legal framework provides for the rights and protection of Civil Servants, several challenges remain in its implementation. Strengthening policy enforcement and enhancing regulatory oversight are essential to ensuring effective legal protection for Civil Servants