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Survey Of Public Satisfaction With Information Systems Village Fund Management In Pematang Serai Village Langkat District Galih Supraja; Junawan, Junawan; Annisa Fajariah Damanik
International Journal of Economic Research and Financial Accounting Vol 2 No 4 (2024): IJERFA JULY 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i4.207

This research was carried out in Pematang Serai village, Langkat Regency. Purposeful research to provide information on the level of public satisfaction with the information system managing village funds in Pematang Serai Village, Langkat Regency. Research Model carried out using a descriptive approach with data collection techniques carried out using distributing questionnaires, observations and interviews with predetermined sources using the Slovin formula. The population in the study was 100 people with a sample 80 samples were selected using a purposive sampling approach. Analysis data was carried out using a qualitative descriptive method based on the PAN Ministerial Regulation & RB Number 14 of 2017. The results of this research show that the Satisfaction Index Pematang Serai village community regarding the management of village funds by the village government Pematang Serai produces a level of satisfaction in the "satisfied" category but not yet capable provide maximum satisfaction for the people of Pematang Serai village, because they cannot afford it reducing the number of productive unemployment, has not been able to improve the community's economy, and has not been able to provide major benefits for the economic development of Pematang Serai village and its people. This is due to the management of village funds by the Pematang Serai village government focus on physical development and tend to ignore the economic development of society thus having an impact on slowing economic growth in society.

Depth In Providing Banking Credit In Support Improving Village Creative Industries In Langkat District Meigia Nidya Sari; Junawan, Junawan; Annisa Fajariah Damanik
International Journal of Economic Research and Financial Accounting Vol 2 No 4 (2024): IJERFA JULY 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i4.208

The national development carried out so far is a development effort sustainability in order to create a just and prosperous society based on Pancasila and the 1945 Constitution. In order to achieve this goal, implementation development must always pay attention to harmony, harmony and balance various elements of development, including in the banking sector. This research aims to deepen the provision of banking credit to support industrial improvement creative village in Langkat Regency. The population used in this research is employees at PT. BRI (Persero) in Langkat Regency. Sampling technique with using saturated samples. The sample size was 30 people. Types of data in this research are primary and secondary data. Data collection techniques use questionnaires, interviews, and documentation studies with data analysis techniques using approaches quantitative with statistical tools of multiple linear regression analysis. The research results show: 1) Internal control has a partially insignificant effect on effectiveness granting credit, 2) Internal audit has a partially significant effect on effectiveness granting credit, 3) Internal control and internal audit have a significant effect simultaneously on the effectiveness of providing credit, namely 83.3%.

Study On The Implementation Of Good Corporate Governance In The Business Sector State Owned Banking In Langkat District An Suci Azzahra; Mustafa, Mustafa; Annisa Fajariah Damanik
International Journal of Economic Research and Financial Accounting Vol 2 No 4 (2024): IJERFA JULY 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i4.211

This research aims to examine the implementation of good corporate governance in the business sector state-owned banking in Langkat Regency. This research uses research methods qualitative. The data collection technique used in this research is method observation, interviews and documentation. Data analysis techniques used in research This is a qualitative data analysis technique. The data analysis component used is reduction data (data reduction), data presentation (data display), and drawing conclusions (conclusion drawings). The research results show that the role of internal audit has an influence on implementation of the principles of good corporate governance in the company. Obstacles and Obstacles in implementing Good Corporate Governance in companies, namely the cause is HR knowledge and understanding of GCG principles is still lacking. Lots of human resources who have not attended training, seminars. Apart from that, the principle of transparency is also implemented hampered by inadequate facilities and infrastructure, such as the unavailability of a website. Regarding Independence, Internal Audit at Bank Mandiri is objective in nature carry out audit activities. Apart from that, all internal audit members at the Bank Mandiri Langkat branch, has no family relationship with the Management or staff at the Langkat branch of Bank Mandiri.

Revealing Public Accountability For Village Financial Management Based On Community Partnership Foundations In Pematang Serai Village, Langkat District Dito Aditia Darma Nasution; Mustafa, Mustafa; Annisa Fajariah Damanik
International Journal of Economic Research and Financial Accounting Vol 2 No 4 (2024): IJERFA JULY 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i4.212

This research aims to find out how accountable financial management is villages implemented by the government of Pematang Serai Village, Langkat District as well to find out how community empowerment is carried out by the Village government Pematang Serai, Langkat District. This study used qualitative research methods. The data collection technique used in this research is the observation method, interviews and documentation. The data analysis technique used in this research is qualitative data analysis techniques. The data analysis components used are data reduction, data display, and conclusion drawing. The results of the research conducted stated that the financial management stage carried out by Pematang Serai Village has been carried out in accordance with Permendagri No. 20 In 2018.

Detailed Exploration Of Feasibility Study Of Siskeudes Implementation In Pematasang Serai Village, Langkat District Dito Aditia Darma Nasution; Mustafa, Mustafa; Annisa Fajariah Damanik
International Journal of Economic Research and Financial Accounting Vol 3 No 1 (2024): IJERFA OCTOBER 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v3i1.215

This research aims to provide detailed exploratory information on feasibility studies implementation of Siskeudes in Pematasang Serai Village, Langkat Regency in the framework of realizing accountability in village fund management. The focus in this research is Role Siskeudes which is used in preparing financial reports for the Pematasang Serai Village, Langkat Regency. This study used qualitative research methods. Technique The data collection used in this research is the observation method, interviews and documentation. The data analysis technique used in this research is engineering qualitative data analysis. The data analysis component used is data reduction, data display, and drawing conclusions. The research results show that Siskeudes played an important role in making it Pematang Serai Village financial report,. Siskeudes Very make it easier for Village Officials, especially the Secretary and Head of Finance of Pematang Serai Village in preparing and inputting financial reports. Public also involved in preparing the budget for one period, represented by the Community figures who participate in every deliberation in village financial budgeting Pematang Serai Village, Langkat Regency. Financial reports available in Pematang Serai Village is good, this is based on the financial reports created as proof of the village government's responsibility to the local community as well as to regional governments.

Examining The Capability Of People's Credit Bank In Langkat District In Overcoming Financial Problems Of Village Communities Meigia Nidya Sari; Mustafa, Mustafa; Annisa Fajariah Damanik
International Journal of Economic Research and Financial Accounting Vol 3 No 1 (2024): IJERFA OCTOBER 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v3i1.216

This research aims to examine the ability of Rural Banks in Langkat Regency to overcome the financial problems of village communities. One of the very important needs of modern society today is a healthy and reliable financial system. The financial system even has a very basic role for society. Rural Bank is one of the institutions that uses a financial system and can provide financial information in the form of financial reports which can provide information to internal and external parties regarding the company regarding the financial situation and conditions within the company. The subjects in this research were the leadership, accounting department and operations department at the People's Credit Bank in Langkat Regency. The type of research is quantitative research with the data used are financial reports. Data collection techniques are interviews and documentation. Data analysis is CAMEL analysis which is used to assess the level of bank financial health based on capital, quality of productive assets (KAP), management, profitability and liquidity. The research results show that the level of bank financial health in terms of the capital aspect (CAR) in 2016, 2017, 2018 is within healthy criteria. The ratio of classified productive assets to productive assets in 2016, 2017, 2018 shows that the bank is in healthy criteria, while PPAPYD (Provision for Losses of Productive Assets Established) in 2016 is included in unhealthy criteria, whereas in 2017, 2018 the bank is in healthy criteria . The evaluation of management aspects in general management and risk management in 2016, 2017, 2018 shows criteria that are unhealthy and quite healthy. The profitability aspect, namely ROA in 2016, 2017, 2018 shows that the bank is in the healthy category, while BOPO in 2016, 2017, 2018 is included in the healthy criteria. The liquidity aspect, namely the LDR in 2016, 2017, 2018 is included in the healthy criteria, while the cash ratio in 2016, 2017, 2018 is included in the healthy criteria. Growth in the level of bank financial health at PT. BPR Langkat 2016, 2017, 2018 shows that the bank's financial health level is included in the healthy criteria.

Research Study Of Management Information System (Regional Goods Management) In Pematang Serai Village, Langkat District Galih Supraja; Junawan, Junawan; Annisa Fajariah Damanik
International Journal of Economic Research and Financial Accounting Vol 3 No 1 (2024): IJERFA OCTOBER 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v3i1.217

This research aims to find out how effective the management of regional property is, to find out the procedures for managing regional property and to adjust the implementation of regional property management at the Village Government Pematang Serai, Langkat Regency. The form or method used in this research is descriptive with qualitative analysis. Meanwhile, data collection techniques were carried out through interview methods, documentation and direct observation. Data analysis used are data reduction, data presentation, and conclusion drawing. Based on the research conducted, results were obtained that analysis of fixed asset management (Regional Property) in Pematang Serai Village not yet running well seen from late administration and utilization, maintenance and administration, as well as the implementation of asset management, are still not running optimally as stated in government regulations and also obstacles in managing fixed assets.

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