Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Journal of Innovation in Management, Accounting and Business
Pardosi, Armiaty Putri Cesaria
Unknown Affiliation
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
Peran Financial Literacy dan Overconfidence dalam Pengambilan Keputusan Investasi: Suatu Tinjauan Kuantitatif Syahaya, Jumara Tori; Pardosi, Armiaty Putri Cesaria; Arni, Arni; Nababan, Natalis Sabatini; Ningsih, Riyanti Ratna
Journal of Innovation in Management, Accounting and Business Vol. 3 No. 1 (2024)
Publisher : Papanda Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56916/jimab.v3i1.565

Abstract

This research aims to explore the impact of Financial Literacy and Overconfidence on investment decisions among students of the Faculty of Economics and Business, Universitas Pamulang. Utilizing a quantitative method, data was collected from respondents who participated in the Capital Market School. The analysis revealed that individually, Financial Literacy and Overconfidence do not exert a significant influence on investment decisions. However, when examined together, they collectively yield a significant effect. The Regression Analysis results indicate that Financial Literacy does not exhibit a significant partial effect on investment decisions. Similarly, Overconfidence does not demonstrate a substantial partial impact on investment decisions. Nevertheless, when analyzed collectively, both factors influence the investment decisions of students.This study emphasizes the importance of strong financial literacy as a key aspect in making informed investment decisions, albeit without significant individual impact. Conversely, Overconfidence, representing excessive confidence in one's abilities or knowledge, does not directly impact investment decisions on a partial basis. However, jointly, both factors significantly influence investment decision-making. These findings provide a basis for financial education within higher education to further emphasize enhancing financial literacy and awareness of Overconfidence in personal financial management and investment decision-making. Subsequent research could consider additional factors that may affect investment decisions and broaden the scope to different respondent groups or more complex investment scenarios.
Co-Authors Arni Arni Nababan, Natalis Sabatini Ningsih, Riyanti Ratna Syahaya, Jumara Tori