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Kesejahteraan Mustahiq pada Program Lapak Berkah Ditinjau dari Pendayagunaan Zakat Produktif dan Penyaluran Dana Zakat Dirmawati, Dirmawati; Wael , Arezky Awalia
Journal of Ecotourism and Rural Planning Vol. 1 No. 2 (2024): February
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jerp.v1i2.141

Abstract

Penelitian ini bertujuan (1) mendeskripsikan pengaruh pendayagunaan zakat produktif terhadap kesejahteraan mustahiq pada program lapak berkah inisiatif zakat Indonesia (IZI) Kota Makassar. (2) mendeskripsikan pengaruh penyaluran dana zakat produktif terhadap kesejahteraan mustahiq pada program lapak berkah Inisiatif Zakat Indonesia (IZI) Kota Makassar. (3) pengaruh pendayagunaan zakat produktif dan penyaluran dana zakat produktif terhadap kesejahteraan mustahiq pada program lapak berkah Inisiatif Zakat Indonesia (IZI) Kota Makassar. Waktu penelitian ini dilakukan pada bulan Agustus 2023. Jenis penelitian ini kuantitatif dengan pendekatan deskriptif kuantitatif. Sumber data yang digunakan adalah data primer. Populasi yang digunakan berjumlah 35 mustahiq pada program lapak berkah IZI Kota Makassar dengan sampel berjumlah 35 mustahiq menggunakan teknik non probability sampling dengan metode sampel jenuh. Metode analisis data menggunakan analisis regresi linier berganda dan teknik analisis data menggunakan aplikasi IBM statistic version 20. Hasil penelitian ini menunjukkan bahwa (1) secara parsial pendayagunaan zakat produktif berpengaruh positif dan signifikan terhadap kesejahteraan mustahiq pada program lapak berkah IZI Kota Makassar, (2) secara parsial penyaluran dana zakat produktif berpengaruh positif dan signifikan terhadap kesejahteraan mustahiq pada program lapak berkah IZI Kota Makassar. (3) secara simultan pendayagunaan zakat produktif dan penyaluran dana zakat produktif berpengaruh positif dan signifikan terhadap kesejahteraan mustahiq pada program lapak berkah IZI Kota Makassar. Berdasarkan hasil penelitian di atas dan kemampuan kedua variabel independen memperoleh koefisien determinasi sebesar 0,600 artinya 60% memberikan pengaruh kuat terhadap kesejahteraan mustahiq pada program lapak berkah IZI Kota Makassar dan 40% dipengaruhi oleh variabel lain. Implikasi penelitian ini jika IZI Kota Makassar meningkatkan pendayagunaan zakat produktif dan penyaluran dana zakat secara maksimal maka akan berpengaruh pada peningkatan kesejahteraan mustahiq serta akan berpeluang terhadap nama baik lembaga yang dipercaya oleh mustahiq dan para muzakki. This study aims (1) Describe the effect of the utilization of productive zakat on Mustahiq welfare in the Indonesian Zakat Blessing Blessing Program (IZI) Makassar City. (2) Describe the effect of the distribution of productive zakat funds on Mustahiq welfare in the Indonesian Zakat Blessing Blessing Program (IZI) Makassar City. (3) The Effect of Utilization of Productive Zakat and Dis-tribution of Productive Zakat Funds on Mustahiq Welfare in the Indonesian Zakat Blessing Blessing Program (IZI) Makassar City. The time of this study was conducted in August 2023. This type of research is quantitative with a quanti-tative descriptive approach. The data source used is primary data. The popula-tion used amounted to 35 mustahiq in the Makassar City IZI Blessing Program with a sample of 35 Mustahiq using non -probability sampling techniques with saturated sample methods. Data Analysis Methods Using Multiple Linear Re-gression Analysis and Data Analysis Techniques Using the IBM Statistics Ap-plication Version 20. The results of this study indicate that (1) Partially the utilization of productive zakat has a positive and significant effect on the welfare of Mustahiq in the Makassar City IZI Blessing Program, (2) Partially distribution of pro-ductive zakat funds has a positive and significant effect on the welfare of Mus-tahiq in the IZI Berkah Lapak Program Makassar. (3) Simultaneously the utili-zation of productive zakat and distribution of productive zakat funds has a positive and significant effect on the welfare of Mustahiq in the Makassar City IZI Berkah Lapak Program. Based on the results of the above research and the ability of the two independent variables to obtain a coefficient of determination of 0.600 artiminya 60% has a strong influence on the welfare of Mustahiq on the Makassar City IZI Blessing Program and 40% is influenced by other variables. The implications of this research if the Makassar City IZI increases the utiliza-tion of productive zakat and the distribution of zakat funds to the maximum, it will affect the welfare of Mustahiq and will have the opportunity to the names of the institutions that are trusted by Mustahiq and the muzakki.
Minat Menggadaikan Emas Pada Produk Gadai Berdasarkan Akad Rahn dan Promosi Dirmawati, Dirmawati; Putri, Muthahharah Arli
Journal of Regional Economics and Development Vol. 1 No. 2 (2024): February
Publisher : Indonesian Journal Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47134/jred.v1i2.140

Abstract

Penelitian ini bertujuan untuk, (1) mendeskripsikan pengaruh Akad Rahn terhadap Minat nasabah dalam menggadaikan emas pada produk gadai emas di BSI KCP Makassar Unismuh, (2) mendeskripsikan pengaruh promosi terhadap Minat nasabah dalam menggadaikan emas pada produk gadai emas di BSI KCP Makassar Unismuh, (3) mendeskripsikan Pengaruh Akad Rahn dan Promosi terhadap Minat Nasabah dalam Menggadaikan Emas pada Produk Gadai Emas BSI KCP Unismuh Makassar. Waktu pelaksanaan penelitian ini dilakukan pada bulan juli sampai dengan bulan Agustus 2023. Jenis penelitian kuantitatif dengan pendekatan kuantitatif deskriptif. Sumber data yang digunakan ialah data primer, data primer dikumpulkan dengan melalui penyebaran kuesioner, observasi dan dokumentasi. Teknik purposive sampling merupakan teknik pengambilan sampel pada penelitian ini. Sampel yang digunakan berjumlah 50 sampel, adapun metode analisis data pada penelitian ini menggunakan regresi linear berganda dan teknik analisis data menggunakan aplikasi SPSS version 20. Hasil penelitian ini menunjukkan bahwa, (1) secara parsial Akad Rahn berpengaruh negatif secara signifikan terhadap minat nasabah dalam menggadaikan emas pada produk gadai emas di BSI KCP Makassar Unismuh, (2) secara parsial promosi memiliki pengaruh signifikan dalam menggadaikan emas pada produk gadai emas di BSI KCP Makassar Unismuh, (3) secara simultan akad rahn dan promosi berpengaruh positif secara signifikan terhadap dalam menggadaikan emas pada produk gadai emas di BSI KCP Makassar Unismuh. Berdasarkan hasil penelitian di atas kemampuan kedua variabel independen memberikan pengaruh yang kuat terhadap minat nasabah menggunakan dalam menggadaikan emas pada produk gadai emas di BSI KCP Makassar Unismuh. Implikasi pada penelitian ini menunjukkan variabel akad rahn dan promosi terhadap minat nasabah dalam menggadaikan emas pada produk gadai emas memberikan dampak yang baik di BSI KCP Makassar Unismuh. This study aims to, (1) describe the effect of the Rahn Contract on customer interest in pawning gold on gold pawning products at BSI KCP Makassar Unismuh, (2) describe the effect of promotion on customer interest in pawning gold on gold pawning products at BSI KCP Makassar Unismuh, (3) describe the Effect of Rahn Contracts and Promotions on Customer Interests in Pawning Gold on BSI KCP Unismuh Makassar Gold Pawn Products. The time for conducting this research was from July to August 2023. This type of research is quantitative with a descriptive quantitative approach. The data source used is primary data, primary data is collected by distributing questionnaires, observation and documentation. Purposive sampling technique is a sampling technique in this study. The sample used was 50 samples, while the data analysis method in this study used multiple linear regression and data analysis techniques used the SPSS version 20 application. The results of this study indicate that, (1) partially the Rahn contract has a significant effect on customer interest in pawning gold on gold pawning products at BSI KCP Makassar Unismuh, (2) partially promotions have a significant effect on pawning gold on gold pawning products at BSI KCP Makassar Unismuh, (3) simultaneously the rahn contract and promotions have a significant effect on pawning gold on gold pawn products at BSI KCP Makassar Unismuh. Based on the results of the research above, the ability of the two independent variables has a strong influence on the interest of customers to use in pawning gold on gold pawn products at BSI KCP Makassar Unismuh. The implications of this study show that the variable rahn contract and promotions on customer interest in pawning gold on gold pawning products has a good impact on BSI KCP Makassar Unismuh.
The Impact of Tabarru Contracts and Income on Customers' Decision to Choose Life Insurance at AIA Sharia Unit Dirmawati, Dirmawati; Jannah, Raodahtul; Sabir, Sadli; Irwan, Irwan
Indonesian Journal of Business Analytics Vol. 4 No. 2 (2024): April 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijba.v4i2.8713

Abstract

This study aims to investigate the effect of tabarru contracts and income on customer decisions in choosing life insurance in AIA sharia units. The research method used is quantitative with a descriptive approach. Primary data was collected through the distribution of questionnaires, observation, and documentation, using simple random sampling techniques. The research sample consisted of 50 respondents, and data analysis was carried out using multiple linear regression and using the SPSS version 20 application. The results showed that, partially, the tabarru contract had a positive and significant influence on customer decisions in choosing life insurance at the AIA sharia unit.