Article Per Year (5 Year)
p-Index From 2020 - 2025
0.408
P-Index
This Author published in this journals
All Journal Unes Law Review
Hadi Kusuma, Darren Mayer
Unknown Affiliation
Education Law, Crime, Criminology & Criminal Justice Physics Public Health Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Perlindungan Hukum Kreditor Terhadap Debitor Pailit dalam Peer to Peer Lending Jeremy, Jason; Jhiel Fong, Jessen; Hadi Kusuma, Darren Mayer; Nicholas, Juan; Mulyadi Santoso, Abraham
UNES Law Review Vol. 6 No. 3 (2024): UNES LAW REVIEW (Maret 2024)
Publisher : LPPM Universitas Ekasakti Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i3.1637

Abstract

This research addresses issues related to the debt relationship in the peer-to-peer lending scheme in Indonesia, focusing on creditors' rights to file for bankruptcy against debtors and the concept of an insolvency test. In the context of technological advancements, peer-to-peer lending serves as a digital solution for the interaction between debtors and creditors. Despite providing an efficient alternative, this scheme is not without risks, especially when debtors are unable to repay their debts. Concerns arise regarding whether aggrieved creditors can directly file for bankruptcy without adequate assessment of the debtor's assets. The insolvency test concept is crucial to prevent premature bankruptcy decisions. This research employs legal research methods with literature, historical, and artificial intelligence (AI) approaches. Through literature analysis, legal regulation evaluations, and historical approaches, the study aims to understand the norms, principles, and legal aspects involved in peer-to-peer lending bankruptcy. AI and machine learning are utilized for analyzing large datasets related to bankruptcy cases, while natural language processing expedites the analysis of legal regulation texts and related documents. The research results discuss the development of bankruptcy laws in Indonesia and the regulation of peer-to-peer lending. It is argued that a profound understanding of creditor rights, insolvency tests, and the dynamics of the peer-to-peer lending scheme is essential in developing legal policies that align with technological advancements and societal needs.
Perlindungan Hukum Kreditor Terhadap Debitor Pailit dalam Peer to Peer Lending Jeremy, Jason; Jhiel Fong, Jessen; Hadi Kusuma, Darren Mayer; Nicholas, Juan; Mulyadi Santoso, Abraham
UNES Law Review Vol. 6 No. 3 (2024)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i3.1637

Abstract

This research addresses issues related to the debt relationship in the peer-to-peer lending scheme in Indonesia, focusing on creditors' rights to file for bankruptcy against debtors and the concept of an insolvency test. In the context of technological advancements, peer-to-peer lending serves as a digital solution for the interaction between debtors and creditors. Despite providing an efficient alternative, this scheme is not without risks, especially when debtors are unable to repay their debts. Concerns arise regarding whether aggrieved creditors can directly file for bankruptcy without adequate assessment of the debtor's assets. The insolvency test concept is crucial to prevent premature bankruptcy decisions. This research employs legal research methods with literature, historical, and artificial intelligence (AI) approaches. Through literature analysis, legal regulation evaluations, and historical approaches, the study aims to understand the norms, principles, and legal aspects involved in peer-to-peer lending bankruptcy. AI and machine learning are utilized for analyzing large datasets related to bankruptcy cases, while natural language processing expedites the analysis of legal regulation texts and related documents. The research results discuss the development of bankruptcy laws in Indonesia and the regulation of peer-to-peer lending. It is argued that a profound understanding of creditor rights, insolvency tests, and the dynamics of the peer-to-peer lending scheme is essential in developing legal policies that align with technological advancements and societal needs.
Co-Authors Jeremy, Jason Jhiel Fong, Jessen Mulyadi Santoso, Abraham Nicholas, Juan