Article Per Year (5 Year)
p-Index From 2020 - 2025
0.562
P-Index
This Author published in this journals
All Journal Moneter : Jurnal Ekonomi dan Keuangan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi JURNAL RUMPUN MANAJEMEN DAN EKONOMI
Dwi Fadhilah Umami
Unknown Affiliation
Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Mathematics Social Sciences

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Pendekatan Maqasid Syariah Dalam Kebijakan Fiskal Untuk Kesejahteraan Sosial Dan Pembangunan Ekonomi Hijau : (Studi Kasus : PT. Bank Syariah Indonesia Tbk Tahun 2021-2023) Dwi Fadhilah Umami; Fauzatul Laily Nisa
Moneter : Jurnal Ekonomi dan Keuangan Vol. 2 No. 3 (2024): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v2i3.652

Abstract

This research aims to analyze the implementation of the Maqasid Shariah approach in fiscal policies to achieve social welfare and green economic development, focusing on the case study of PT. Bank Syariah Indonesia Tbk for the period 2021-2023. The research method employed is descriptive analytics with a qualitative approach. Data were obtained through documentation/library studies. Data analysis was conducted using Content Analysis techniques. The results of the study indicate that PT. Bank Syariah Indonesia Tbk has implemented the Maqasid Shariah approach in designing fiscal policies by considering aspects of social welfare and green economic development. The fiscal policies implemented have had a positive impact on societal welfare and have contributed to sustainable and environmentally friendly economic development. This research is expected to contribute to the understanding of the implementation of Maqasid Shariah in the context of Islamic finance and economics and serve as a reference for Shariah financial institutions in formulating fiscal policies oriented towards social welfare and green economic development. .
Analisis Implementasi Good Corporate Governance (GCG) dan Dampaknya Terhadap Kinerja Keuangan Lembaga Perbankan Syariah : Studi Kasus PT. Bank Pembiayaan Rakyat Syariah Bakti Makmur Indah Sidoarjo Tahun 2021-2023 Dwi Fadhilah Umami; Fauzatul Laily Nisa
MENAWAN : Jurnal Riset dan Publikasi Ilmu Ekonomi Vol. 2 No. 4 (2024): Juli : MENAWAN: Jurnal Riset dan Publikasi Ilmu Ekonomi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/menawan.v2i4.683

Abstract

This research aims to examine the implementation of Good Corporate Governance (GCG) and its impact on the financial performance of Islamic banks, with a focus on PT. Bank Pembiayaan Rakyat Syariah (BPRS) Bakti Makmur Indah Sidoarjo during the period of 2021-2023. The method employed in this research is a qualitative descriptive approach, which involves data collection through literature review and documentation related to the implementation of GCG at BPRS Bakti Makmur Indah, as well as the analysis of the bank's financial reports for the specified period. The research findings indicate that BPRS Bakti Makmur Indah has implemented the principles of GCG, such as transparency, accountability, responsibility, professionalism, and fairness. However, the financial performance of the bank experienced a significant decline from 2021 to 2023. This decline is evident from the decrease in the values of Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin (NPM). These findings suggest that although the principles of GCG have been implemented, their effectiveness is not yet optimal, and there are still challenges to be overcome to improve the financial performance of the bank.
ANALISIS RASIO RENTABILITAS UNTUK MENGETAHUI KINERJA KEUANGAN PADA PT. BANK MANDIRI (PERSERO) TBK Dwi Fadhilah Umami; Yasya Fitria Apsari; Muhammad Falah Musyaffa; Renny Oktavia
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 1 (2024): Maret
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i1.1138

Abstract

. This study aims to estimate and evaluate the profitability comparison of PT Bank Mandiri in terms of Return On Asset (ROA), Return On Equity (ROE) and Net Profit Margin (NPM) at Bank Mandiri in 2020-2021. Research methodology is carried out by reviewing a number of scientific books, journals, papers, and articles relevant to current discussions. Financial statement data is obtained from Bank Mandiri's website. The analysis method used, namely by quantitative and qualitative. The results obtained by Bank Mandiri's Return on Asset (ROA) value in 2020 were 1.57% which were in Good condition while in 2021 Bank Mandiri's ROA value was 2.34% which was in Very Good condition. The Return On Equity (ROE) value at Bank Mandir in 2020 was 8.05% which indicates the undesirable category. Meanwhile, in the 2021 period, it faced an increase in Bank Mandiri's Retrun On Equity value of 13.39%, which showed that it was in the Sufficient category. In 2020, Bank Mandiri's NPM was 170.96%, indicating very good conditions. However, in 2021 Bank Mandiri's NPM decreased where in 2021 Bank Mandiri's NPM was 30.36% which showed very bad conditions
Co-Authors Fauzatul Laily Nisa Muhammad Falah Musyaffa Renny Oktavia Yasya Fitria Apsari