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All Journal International Journal of Community Service (IJCS) Jurnal Ekonomi dan Bisnis Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Setya Surya Wardhana
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Socialization of the Bestee Ku Platform to BTPN Syariah Customers to Improve MSMEs in Seririt District, Bali Setya Surya Wardhana; Renny Oktafia
IJCS: International Journal of Community Service Vol. 2 No. 2 (2023): IJCS: International Journal of Community Service
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v2i2.707

Abstract

Socializing a Bestee Ku application in the community empowerment program that has joined BTPN SYARIAH, where this application is very useful and useful in developing the business of customer mothers, in the Bestee Ku platform there is learning material about a business for small, medium, and above with the aim of increasing customer knowledge regarding the tips of customer mothers in doing business in the Seririt sub-district area. This research uses the ABCD (Asset Based Community Development) method, which is a concept of community empowerment by developing the Bestee Ku platform, because it is related to the progress of MSMEs for customer mothers who have businesses and join BTPN SYARIAH which specifically creates an application called Bestee Ku, with the existence of This Bestee Ku program is also related to student internships at BTPN SYARIAH, one of which is as a facilitator accompanying customers whose aim is to help develop the businesses of customer mothers, as well as always providing direction and motivation in business, each student also accompanies customer mothers for 1 month 4 times meetings and they help each other to improve the business of customers and students and also gain new experiences, insights, relationships and knowledge.
Analisis Faktor yang Mempengaruhi Indeks Pembangunan Manusia (IPM) di Kabupaten Tuban Setya Surya Wardhana; Riko Setya Wijaya; Putra Perdana
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 10 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i10.9167

Abstract

Human development is an important indicator in assessing the success of a region's development, which is reflected through the Human Development Index (HDI). In 2023, Tuban Regency ranked 11th in terms of the highest GRDP per capita in East Java with a value of Rp41,018 thousand, but the achievement of the Human Development Index (HDI) was still low, namely 70.34% and ranked 27th. This study aims to analyze the factors that influence the Human Development Index (HDI) in Tuban Regency. This study uses a quantitative descriptive method with time series data for 15 years (2009–2023) with the help of SPSS version 27. The analysis was carried out using multiple linear regression and classical assumption tests. The results showed that the variables GRDP per capita, Life Expectancy, and Level of Disturbance have a significant effect on the Human Development Index (HDI). Meanwhile, Expected Years of Schooling and Poverty Level did not show a significant effect. These findings empirically state that improving the quality of health, people's purchasing power, and reducing poverty have a very important and strategic role in encouraging the acceleration of human development in Tuban Regency in a comprehensive and sustainable manner.
MURABAHAH (Pengertian dan Pembiayaan Murabahah Menurut Fatwa Dewan Syariah Nasional) Setya Surya Wardhana; Farikhatul Lailiyah; Hidayatus Syarifah; Moh. Syaiful Rahman
Jurnal Ekonomi dan Bisnis Vol. 2 No. 3 (2024): Maret
Publisher : ADISAM PUBLISHER

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Abstract

Muamalah is the basis and part of the overall teachings of Islam. Muamalah, worship, and morals have a relationship with each other, the three components are very important if we want to practice the teachings of Islam as a whole and not halfway. If the three components have not been carried out, it means that they have not carried out the teachings of Islam perfectly as recommended by the Qur'an and Hadith. According to Bank Muamalat, murabahah is a sale and purchase process between the bank and the customer, where the bank will provide goods by buying goods according to the buyer's criteria, then the bank will sell to the buyer with a high bid that makes a source of profit for the bank. The murabahah agreement is the basis on which goods are traded in installments and increases the bank's profit margin. Murabahah can be implemented in two ways, purchasing with orders and without orders. Islamic banks are Islamic banking institutions that have an intermediary function, namely Islamic banks collect public money in the form of deposits and channel it through the financial system. One way to channel money to Islamic banks is through murabahah financial products.
Co-Authors Farikhatul Lailiyah Hidayatus Syarifah Moh. Syaiful Rahman Putra Perdana Renny Oktafia Riko Setya Wijaya