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All Journal Regress: Journal of Economics & Management El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Khairussyifa, Salwa
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Analisis Faktor yang Mempengaruhi Kurangnya Minat Masyarakat dalam Menabung di Bank Sumut Kcp Syariah Kota Baru Marelan Khairussyifa, Salwa; Jannah, Nurul
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1119.241 KB) | DOI: 10.57251/reg.v2i1.286

Abstract

This research is motivated by how the banking sector attracts customers and retains them so that companies can develop is the main problem faced by Islamic financial institutions such as Islamic banks. Meanwhile, the people of the city of Baru Marelan are less interested in saving at Islamic banks due to several factors. The purpose of this study is to determine whether or not there is an influence of knowledge, service, location, and product factors on the lack of public interest in saving in Islamic banks and how much influence this has on the lack of interest of the people of the new city of Marelan. Saving in Islamic Banks.The research method used in this research is quantitative with multiple linear regression analysis as an analytical tool. By proving the hypothesis used with a significant test. The sample in this study were respondents. The independent variable in this study is the lack of public interest, this research was conducted on the community in Kota Baru Marelan.Based on regression analysis at a significant rate of 5%, it shows that the knowledge and product variables have a significant influence on the lack of public interest in saving. The results of the F test for the variable lack of public interest in saving can be influenced by the knowledge and product variables together. Partially, knowledge and products have a significant effect on the lack of public interest. Location and service have no significant effect on the lack of interest in the people of Kota Baru Marelan in saving at Islamic Banks. While the most dominant influence is on the variable (X), where the beta value of 0.620 is greater than the other independent variables.
Pengaruh Pengetahuan Pelajar tentang Perbankan Syariah terhadap Minat Memilih Produk BSI: Studi Kasus Siswa Madrasah Aliyah Negeri 1 Medan Khairussyifa, Salwa; Roka, M.H, Dr. Mustapa Khamal; Irham, M.E.I, Mawaddah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i2.600

Abstract

This study aims to determine the influence of students' knowledge about Islamic Banking significantly on the interest in choosing BSI products. This research uses quantitative research methods. The population in this study was students of class XII Madrasah Aliyah Negeri 1 Medan and the sample taken was 85 respondents. Sampling is carried out by probability sampling using simple random sampling. The data collection technique uses a questionnaire measured using a likert scale. The data analysis used is multiple linear regression analysis with the help of the SPSS program. The results of the study partially with the t-test showed that the variables of agencies, products and locations did not have a positive and significant effect on the interest in choosing BSI products with a value of 0.00 < 0.05 and a fhitung > ftabel (18,317 > 2.48). The Rsquare value of 47.8% was determined by independent variables, while the remaining 52.2% was influenced by other factors outside of this study. Keywords : interest, islamic bank, knowledge.
Pengaruh Pengetahuan Pelajar tentang Perbankan Syariah terhadap Minat Memilih Produk BSI: Studi Kasus Siswa Madrasah Aliyah Negeri 1 Medan Khairussyifa, Salwa; Roka, M.H, Dr. Mustapa Khamal; Irham, M.E.I, Mawaddah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 2 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i2.600

Abstract

This study aims to determine the influence of students' knowledge about Islamic Banking significantly on the interest in choosing BSI products. This research uses quantitative research methods. The population in this study was students of class XII Madrasah Aliyah Negeri 1 Medan and the sample taken was 85 respondents. Sampling is carried out by probability sampling using simple random sampling. The data collection technique uses a questionnaire measured using a likert scale. The data analysis used is multiple linear regression analysis with the help of the SPSS program. The results of the study partially with the t-test showed that the variables of agencies, products and locations did not have a positive and significant effect on the interest in choosing BSI products with a value of 0.00 < 0.05 and a fhitung > ftabel (18,317 > 2.48). The Rsquare value of 47.8% was determined by independent variables, while the remaining 52.2% was influenced by other factors outside of this study. Keywords : interest, islamic bank, knowledge.
Co-Authors Irham, Mawaddah Irham, M.E.I, Mawaddah Mustapa  Khamal  Rokan Nurul Jannah Roka, M.H, Dr. Mustapa Khamal