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All Journal Jurnal Pengabdian kepada Masyarakat Nusantara Santri : Jurnal Ekonomi dan Keuangan Islam
Dewi Widya Ningrum
Unknown Affiliation
Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Evaluasi Efisiensi dan Profitabilitas Asuransi Syariah Melalui Analisis Laporan Keuangan Dewi Widya Ningrum; Isma Fauziyah; Neti Widianti
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 2 (2024): April : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i2.507

Abstract

In the literature study related to evaluating the efficiency and profitability of Islamic insurance through financial statement analysis, previous studies highlighted various methods and approaches used to measure the performance of Islamic insurance companies. Financial statement analysis is the main focus in identifying factors that affect the operational efficiency and profitability of Islamic insurance companies. Some studies have used traditional financial ratios such as solvency, liquidity, and profitability ratios to evaluate the performance of Islamic insurance. However, due to the unique characteristics of Islamic insurance, studies have also proposed the development of specific metrics that take into account sharia principles, such as sharia compliance ratios and fairness ratios. In addition, non-financial approaches such as technical efficiency and allocative efficiency analysis have also been used to evaluate the operational efficiency of Islamic insurance. This research shows that factors such as scale of operations, business diversification, and managerial efficiency can contribute to the efficiency performance and profitability of Islamic insurance companies. Although there have been many studies conducted in this domain, there is still a need for more in-depth follow-up research to better understand the factors that influence the efficiency and profitability of Islamic insurance. With a better understanding of the performance of Islamic insurance companies, regulators and practitioners can develop more effective strategies to improve the stability and growth of this industry.
Desain Model Pengurangan Risiko Bencana Berbasis Proyek: Peningkatan Kapasitas Pemadam Kebakaran Rayon IV dalam Kebijakan Daerah Kota Surabaya Suprapto, Firre; Rahaju, Tjitjik; Megawati, Suci; Ningrum, Luci Fransiska Puspita; Dewi Widya Ningrum; Ashila, Alya Yusfani
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 7 No. 1 (2026): Edisi Januari - Maret IN PROGRESS
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v7i1.7788

Abstract

Pengelolaan risiko kebakaran di wilayah perkotaan menuntut pendekatan yang tidak hanya berfokus pada respons darurat, tetapi juga menekankan mitigasi dan kesiapsiagaan yang terencana dan berkelanjutan. Kegiatan pengabdian bertujuan untuk meningkatkan kapasitas pegawai Pemadam Kebakaran Rayon IV Kota Surabaya melalui perancangan model pengurangan risiko bencana berbasis program dan proyek. Urgensi kegiatan ini didasarkan pada tingginya tingkat kerawanan kebakaran di wilayah perkotaan, keterbatasan sumber daya, serta belum optimalnya integrasi pengurangan risiko bencana ke dalam perencanaan kerja aparatur layanan darurat di tingkat lokal. Metode pelaksanaan kegiatan menggunakan pendekatan ceramah dan diskusi partisipatif yang dilengkapi dengan pengukuran pre-test dan post-test untuk menilai perubahan tingkat pemahaman peserta. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta terhadap konsep manajemen bencana, peran kebijakan daerah, mekanisme koordinasi antar perangkat daerah, serta integrasi kebijakan dengan peta risiko bencana. Selain itu, kegiatan ini menghasilkan rumusan skenario model pengurangan risiko bencana berbasis program dan proyek yang mengintegrasikan tahapan pra-bencana, tanggap darurat, dan pascabencana secara sistematis. Rekomendasi yang bisa ditawarkan yakni mencakup perlunya pengoptimalan standar operasional prosedur (SOP) yang lebih adaptif, penguatan kolaborasi berbasis pentahelix, pembentukan mekanisme monitoring dan evaluasi pengurangan risiko bencana (PRB) secara berkala, perencanaan studi banding sebagai strategi pembelajaran kelembagaan, serta pengajuan pendanaan alternatif untuk mendukung keberlanjutan program pengurangan risiko bencana di tingkat daerah
Co-Authors Ashila, Alya Yusfani Isma Fauziyah Megawati, Suci Neti Widianti Ningrum, Luci Fransiska Puspita Suprapto, Firre Tjitjik Rahaju