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All Journal Proceeding International Seminar of Islamic Studies TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan
Arifin, David
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Religion Arts Astronomy Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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REVITALIZATION OF TRAINING AND EDUCATION TO INCREASE THE PRODUCTIVITY OF MSMES IN KWALA SEFRAGILE VILLAGE, LANGKAT Suwarno, Suwarno; Andika, Rindi; Arifin, David; Lumbangaol, Nia Deniati
Proceeding International Seminar of Islamic Studies INSIS 6 (February 2024)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

Micro, small and medium enterprises (MSMEs) are one of the important sectors in the Indonesian economy, including in villages. MSMEs have an important role in absorbing labor, increasing people's income, and reducing poverty. The development of MSMEs in rural communities can be done through various efforts, one of which is through training and education. Training and education can improve the skills and knowledge of MSME actors, so as to increase MSME productivity. This study aims to analyze the effect of revitalization of training and education on increasing the productivity of MSMEs in Kuala Sefragile village, Langkat. This research uses qualitative methods with a survey approach. The study population is the MSME community of Kuala Sefragile village. The study sample amounted to 50 people taken by simple random sampling method. The research data were collected using questionnaires. Data analysis was carried out using literature studies. The results showed that the revitalization of training and education had an effect on increasing the productivity of MSMEs in Kuala Sefragile village. This shows that revitalizing training and education can be one of the effective efforts to increase the productivity of MSMEs in rural communities.
Studi Literatur: Pengaruh Inklusi Keuangan dan Kinerja Keuangan terhadap Keberlanjutan Keuangan Arifin, David; Chandra, Yulian Ade
TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan Vol. 3 No. 4 (2026): TEKNOBIS : Jurnal Teknologi, Bisnis dan Pendidikan
Publisher : Shofanah Media Berkah

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Tujuan studi ini meninjau pengaruh inklusi keuangan dan kinerja keuangan terhadap keberlanjutan keuangan pada periode 2020-2025. Penelitian menggunakan metode critical review terhadap 22 artikel ilmiah. Hasil kajian menunjukkan inklusi keuangan mayoritas berpengaruh positif terhadap keberlanjutan keuangan, karena efektif memperluas akses layanan. Namun, temuan ini tidak selalu konsisten jika dipengaruhi oleh kebijakan dan jenis instrumen digital yang digunakan. Kinerja keuangan yang diukur melalui profitabilitas (ROA dan ROE), umumnya berkorelasi positif terhadap keberlanjutan meskipun inkonsistensi juga ditemukan. Seringkali disebabkan oleh fokus laba jangka pendek dan tata kelola yang belum terintegrasi. Stabilitas dan ketahanan sistem keuangan hanya dapat dicapai melalui keseimbangan strategis antara upaya perluasan akses inklusi dan penguatan kinerja keuangan (melalui efisiensi dan tata kelola).
Co-Authors Andika, Rindi Lumbangaol, Nia Deniati Suwarno Suwarno Yulian Ade Chandra