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TINJAUAN HUKUM ISLAM TERHADAP PENYELESAIAN KREDIT MACET PADA PEMBIAYAAN MURABAHAH DI KBMT (KOPERASI BAITUL MAAL WAT TAMWIL) AL-MUAWANAH Zainul Abidin, Muhamad
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2024): Maret 2024
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v4i2.291

The objectives of this study are: To find out how the settlement of bad credit murabahah financing at the Baitul Maal Wat Tamwil Al-Muawanah Cooperative and other options used to resolve it; and to find out how Islamic law reviews the settlement of bad credit murabahah financing at the Baitul Maal Wat Tamwil Al Muawanah Cooperative. The basis of this research with the type of data used is qualitative data. The research used is included in the category of field research, which is descriptive analysis, namely where it describes and describes the circumstances and and phenomena that are clearer about the situation that occurs in an institution. The results of this study indicate that: Bad credit financing on murabahah financing is caused by two factors, namely external factors and internal factors. There are several alternative solutions including reschedulling. The legal review in handling problematic financing is found in Surah Al-Baqoroh verse 280, namely by giving deferred to customers. And in accordance with the settlement made by the Baitul Maal Wat Tamwil Al-Muawanah Cooperative

ANALISIS HUKUM ISLAM TERHADAP PENGELOLAAN HOTEL SYARIAH DI TASIKMALAYA (Studi Kasus di Hotel Srikandi Kota Tasikmalaya) Vissa Reiensefa T Wanita; Zainul Abidin, Muhamad
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 5 No 1 (2024): September, 2024
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v5i1.361

Sharia hotels in the hospitality industry have become a trend in the accommodation business in some areas of Indonesia. This phenomenon is also an indicator that the presence of hotels in Indonesia is very worrying, a lot of hotels that do not apply the principle of Shariah. The Shariah hotel is now the modern necessity of the Muslim community. Not a few of the hotels are often used as a rule-free place. But srikandi hotels have their own rules as standardization of sharia hotels. The method used in this research is qualitative using field research methods for data collection using observations, interviews and documentation. The main source in this research is the manager and staff of Hotel Srikandi Kota Tasikmalaya. The results of this study show that according to Q.s An- Nahl paragraph 89 hotel srikandi has applied the principles of Shariah. Besides, based on Q.S At-Talaq paragraph 6 hotel srekandi has fulfilled all the rations and conditions in the academic rental-renting (ijarah). Although the hotel srikandi has not applied the principle of full Shariah, the rental is still valid, so the renting of the hotel rooms is valid according to Islamic law.

PEMENUHAN KEBUTUHAN SUAMI DAN ISTRI DALAM KELUARGA RASULULLAH PRESFEKTIF AL-QURAN DAN HADIST Zainul Abidin, Muhamad
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 6 No 1 (2025): Maret 2025
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v6i1.502

This article explores the fulfillment of marital needs in the household of Prophet Muhammad ﷺ as an ideal model for establishing a harmonious and value-based Islamic family. The study focuses on three main dimensions: emotional needs, spousal relational closeness, and spiritual tranquility. Prophet Muhammad ﷺ exemplified gentle communication, sincere affection, and emotional warmth in his interactions with his wives. Regarding the intimate marital relationship, the Prophet emphasized mutual understanding, refined manners, and attentiveness to the partner’s well-being. This study adopts a qualitative descriptive approach through library research, drawing on primary sources such as the Qur’an and hadith, along with relevant scholarly literature. The findings aim to contribute to the discourse on Islamic marital ethics that emphasize cooperation, compassion, and emotional balance within the family.

PERAN METODE PEMBELAJARAN TAR-Q DALAM MENINGKATKAN KUALITAS BACAAN AL-QUR’AN SISWA KELAS 7 SMP IT IBADURROHMAN TASIKMALAYA Muhammad Nabhan Taqiyuddin; Zainul Abidin, Muhamad; Abidin, Zainul
HASBUNA : Jurnal Pendidikan Islam Vol 7 No 2 (2025): September, 2025
Publisher : Program Studi Pendidikan Agama Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to examine the effectiveness of the Tar-Q learning method in improving the Qur’an recitation quality of seventh-grade students at SMP IT Ibadurrohman Tasikmalaya. The Tar-Q method emphasizes gradual, systematic mastery of recitation through direct practice under teacher guidance. This research employs a classroom action research approach with a qualitative descriptive method. Data were collected through observation, interviews, and documentation, involving the school principal, teachers, and selected students as subjects. Data analysis was conducted through data reduction, presentation, and conclusion drawing. The results indicate that the Tar-Q method significantly enhances students’ tilawah skills, as reflected in increased learning achievement scores and greater student engagement in the learning process. However, some challenges were identified, including limited guidance from the central Tar-Q institution and less systematic material in the Tar-Q book, which complicated the learning process for both teachers and students. Overall, the Tar-Q method is effective in improving Qur’an recitation quality in terms of both technical accuracy and learning attitudes. With competent teachers, proper instructional systems, and improvements in material and guidance, this method has strong potential for wider application in Qur’an learning in schools.

EFEKTIVITAS PENDAYAGUNAAN DANA ZAKAT, INFAK DAN SEDEKAH (ZIS) PADA PROGRAM BANGKIT LAZ PERSIS KLP CIPEDES KOTA TASIKMALAYA Abidin, Zainul; Zainul Abidin, Muhamad; Jajang Rusmana
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 3 No 2 (2023): Oktober,2023
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v3i2.256

This study aims to explain the effectiveness of the utilization of zakat, infaq and alms (ZIS) funds in the BANGKITLAZ Persis KLP Cipedes program. This program has not been carried out for a long time to cover the area of TasikmalayaCity where there are still many mustahik in Tasikmalaya City who need business capital assistance, so with this problemthe authors want to examine how effectively this program is running for increasing the welfare of mustahik in this casethose who have micro businesses located around Cipedes District according to the location where this program isimplemented.The research conducted is descriptive qualitative research, because according to the author this method issuitable and relevant to the object of research. In this study, the data used were qualitative data, namely those originatingfrom primary and secondary data which were then formulated and interpreted so that they were arranged into one. Datacollection was carried out using observation techniques, interviews, documentation, and literature study. All of theseinstruments support and complement each other in order to obtain complete and accurate data.The results showed that LAZ Persis KLP Cipedes had succeeded in utilizing zakat, infaq and alms funds inincreasing the welfare of mustahik with a total of 21 beneficiaries who were successfully empowered in the Rise program.The BANGKIT program has been running effectively as evidenced by the increase in the level of income earned by mustahikbefore and after receiving assistance. Then, there has also been an increase in the spiritual aspect of the mustahik whichis in accordance with the aim of the Rise program, namely to increase the spirituality of the recipients of venture capitalassistance

TINJAUAN HUKUM ISLAM TERHADAP PENYELESAIAN KREDIT MACET PADA PEMBIAYAAN MURABAHAH DI KBMT (KOPERASI BAITUL MAAL WAT TAMWIL) AL-MUAWANAH Abidin, Zainul; Zainul Abidin, Muhamad
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2024): Maret 2024
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v4i2.291

The objectives of this study are: To find out how the settlement of bad credit murabahah financing at the Baitul Maal Wat Tamwil Al-Muawanah Cooperative and other options used to resolve it; and to find out how Islamic law reviews the settlement of bad credit murabahah financing at the Baitul Maal Wat Tamwil Al Muawanah Cooperative. The basis of this research with the type of data used is qualitative data. The research used is included in the category of field research, which is descriptive analysis, namely where it describes and describes the circumstances and and phenomena that are clearer about the situation that occurs in an institution. The results of this study indicate that: Bad credit financing on murabahah financing is caused by two factors, namely external factors and internal factors. There are several alternative solutions including reschedulling. The legal review in handling problematic financing is found in Surah Al-Baqoroh verse 280, namely by giving deferred to customers. And in accordance with the settlement made by the Baitul Maal Wat Tamwil Al-Muawanah Cooperative

ANALISIS HUKUM ISLAM TERHADAP PENGELOLAAN HOTEL SYARIAH DI TASIKMALAYA (Studi Kasus di Hotel Srikandi Kota Tasikmalaya) Vissa Reiensefa T Wanita; Zainul Abidin, Muhamad; Abidin, Zainul
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 5 No 1 (2024): September, 2024
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v5i1.361

Sharia hotels in the hospitality industry have become a trend in the accommodation business in some areas of Indonesia. This phenomenon is also an indicator that the presence of hotels in Indonesia is very worrying, a lot of hotels that do not apply the principle of Shariah. The Shariah hotel is now the modern necessity of the Muslim community. Not a few of the hotels are often used as a rule-free place. But srikandi hotels have their own rules as standardization of sharia hotels. The method used in this research is qualitative using field research methods for data collection using observations, interviews and documentation. The main source in this research is the manager and staff of Hotel Srikandi Kota Tasikmalaya. The results of this study show that according to Q.s An- Nahl paragraph 89 hotel srikandi has applied the principles of Shariah. Besides, based on Q.S At-Talaq paragraph 6 hotel srekandi has fulfilled all the rations and conditions in the academic rental-renting (ijarah). Although the hotel srikandi has not applied the principle of full Shariah, the rental is still valid, so the renting of the hotel rooms is valid according to Islamic law.

PEMENUHAN KEBUTUHAN SUAMI DAN ISTRI DALAM KELUARGA RASULULLAH PRESFEKTIF AL-QURAN DAN HADIST Abidin, Zainul; Zainul Abidin, Muhamad
La Zhulma | Jurnal Ekonomi dan Bisnis Islam Vol 6 No 1 (2025): Maret 2025
Publisher : LPPM IAIT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70143/lazhulma.v6i1.502

This article explores the fulfillment of marital needs in the household of Prophet Muhammad ﷺ as an ideal model for establishing a harmonious and value-based Islamic family. The study focuses on three main dimensions: emotional needs, spousal relational closeness, and spiritual tranquility. Prophet Muhammad ﷺ exemplified gentle communication, sincere affection, and emotional warmth in his interactions with his wives. Regarding the intimate marital relationship, the Prophet emphasized mutual understanding, refined manners, and attentiveness to the partner’s well-being. This study adopts a qualitative descriptive approach through library research, drawing on primary sources such as the Qur’an and hadith, along with relevant scholarly literature. The findings aim to contribute to the discourse on Islamic marital ethics that emphasize cooperation, compassion, and emotional balance within the family.

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